Bank of 1889: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of 1889 of Berryville, AR against its peer group of 2672 similarly-sized US banks as of Q3 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.14% | 1.25% | +0.89% | 84th top |
| ROAE | 19.36% | 13.24% | +6.12% | 82nd top |
| Net Interest Margin | 5.95% | 3.95% | +2.00% | 98th top |
| Efficiency Ratio | 63.07% | 61.22% | +1.85% | 28th below |
| PPNR / Avg Assets | 2.24% | — | — | 79th top |
| Yield on Earning Assets | 6.88% | 5.68% | +1.20% | 97th top |
| Cost of Funds | 1.01% | 1.88% | -0.87% | 84th top |
| Net Interest Spread | 5.67% | — | — | 100th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.91% | 0.94% | -0.03% | 25th below |
| NPA / Total Assets | 0.75% | — | — | 23rd bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.04% | 0.16% | -0.12% | 23rd bottom |
| ACL / Total Loans | 1.12% | — | — | 38th below |
| ACL / NPLs (Coverage) | 123.10% | — | — | 26th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.29% | 7.40% | -1.11% | 23rd bottom |
| Provision / NCO | 170.20% | — | — | 62nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.24% | 11.73% | -0.49% | 43rd below |
| Equity / Assets | 11.17% | 10.96% | +0.21% | 57th above |
| TCE / Tangible Assets | 11.11% | — | — | 59th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 88.15% | 80.60% | +7.55% | 20th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.45% | 86.92% | +0.53% | 31st below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.05% | — | — | 90th top |
| Loan Growth (Y/Y) | 6.10% | — | — | 54th above |
| Deposit Growth (Y/Y) | 11.65% | — | — | 89th top |
See Bank of 1889's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of 1889, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of 1889 profile, how to read a UBPR, or how this data updates.