Bank of Billings: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 2.51 percentage points in Q2 2026, from 28.81% to 31.32%. It was the largest change from Q1 2026 among the key lines here. Within Missouri, Bank of Billings is 170th of 192 on total deposits, $91.2M as of Q2 2026, below the middle of the field. Against a median of $279.6M for banks in the $100M-1B asset tier, Bank of Billings reported $91.2M on total deposits in Q2 2026, 67% lower.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $91.2M |
| Domestic office deposits | $91.2M |
| Foreign office deposits | — |
| Deposits to total assets | 86.91% |
| Deposits to total liabilities | 99.07% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $28.5M |
| Savings deposits | $11.2M |
| Transaction accounts to domestic deposits | 42.80% |
| Time deposits | $28K |
| Time deposits under $100k | $8.2M |
| Time deposits $100k to $250k | $13.6M |
| Time deposits over $250k | $3.6M |
| Noninterest-bearing share of deposits | 31.32% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $87.6M |
| Core deposits to total deposits | 96.01% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.59% |
| Interest expense on deposits | $410K |
| Loans and leases to core deposits | 90.22% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $74.1M | 96.54% | 0.00% | 1.87% |
| Q4 2023 | $71.0M | 96.36% | 0.00% | 2.17% |
| Q1 2024 | $79.8M | 95.64% | 0.00% | 2.44% |
| Q2 2024 | $76.5M | 95.44% | 0.00% | 2.52% |
| Q3 2024 | $75.2M | 94.98% | 0.00% | 2.60% |
| Q4 2024 | $77.3M | 95.07% | 0.00% | 2.30% |
| Q1 2025 | $83.4M | 94.11% | 0.00% | 2.89% |
| Q2 2025 | $81.3M | 92.91% | 0.00% | 2.65% |
| Q3 2025 | $80.1M | 95.76% | 0.00% | 2.51% |
| Q4 2025 | $82.0M | 93.97% | 0.00% | 2.57% |
| Q1 2026 | $89.8M | 96.25% | 0.00% | 2.58% |
| Q2 2026 | $91.2M | 96.01% | 0.00% | 2.59% |
Bank of Billings deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Billings, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Billings profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16959) · FFIEC NIC profile (RSSD 572347)