The Bank of Deerfield: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Bank of Deerfield of Deerfield, WI against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.47% | 1.34% | +0.13% | 61st above |
| ROAE | 14.20% | 13.31% | +0.89% | 62nd above |
| Net Interest Margin | 4.12% | 3.93% | +0.19% | 60th above |
| Efficiency Ratio | 62.35% | 61.14% | +1.21% | 47th below |
| PPNR / Avg Assets | 1.56% | 1.68% | -0.12% | 48th below |
| Yield on Earning Assets | 6.66% | 5.67% | +0.99% | 90th top |
| Cost of Funds | 2.78% | 1.88% | +0.90% | 9th bottom |
| Net Interest Spread | 3.42% | 3.32% | +0.10% | 55th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.13% | 0.94% | -0.81% | 70th above |
| NPA / Total Assets | 0.11% | 0.70% | -0.59% | 68th above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.27% | 1.28% | -0.01% | 58th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 968.73% | 1538.83% | -570.10% | 82nd top |
| Texas Ratio | 1.00% | 7.33% | -6.33% | 72nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.95% | 19.50% | -6.55% | 27th below |
| Tier 1 Ratio | 12.95% | 19.54% | -6.59% | 27th below |
| Total Capital Ratio | 14.20% | 20.62% | -6.42% | 29th below |
| Leverage Ratio | 10.49% | 12.14% | -1.65% | 42nd below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.38% | 11.37% | -0.99% | 51st above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.38% | 11.09% | -0.71% | 55th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 101.50% | 80.63% | +20.87% | 10th bottom |
| Core Deposit Ratio | 68.39% | 86.87% | -18.48% | 4th bottom |
| Wholesale Funding Ratio | 2.61% | 5.03% | -2.42% | 60th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 12.48% | 6.85% | +5.63% | 88th top |
| Loan Growth (Y/Y) | 10.68% | 7.90% | +2.78% | 76th top |
| Deposit Growth (Y/Y) | 13.64% | 6.29% | +7.35% | 90th top |
See The Bank of Deerfield's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Bank of Deerfield, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Bank of Deerfield profile, how to read a UBPR, or how this data updates.