Bank of Dixon County: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Risk-weighted assets: 7.9% higher than in Q1 2026, at $91.6M. Within Nebraska, Bank of Dixon County is 7th of 57 on CET1 ratio, 21.22% as of Q2 2026, above the middle of the field. Bank of Dixon County reported 21.22% on CET1 ratio for Q2 2026, 6.15 points above the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 21.22% |
| Tier 1 risk-based capital ratio | 21.22% |
| Total risk-based capital ratio | 23.60% |
| Tier 1 leverage ratio | 13.29% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $19.4M |
| Tier 1 capital | $19.4M |
| Total risk-based capital | $21.6M |
| Total equity capital | $18.8M |
| Risk-weighted assets | $91.6M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 13.24% |
| Tangible equity to tangible assets | 13.24% |
| Equity capital to average assets | 12.83% |
| Internal capital growth rate | 8.05% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $240K |
| Common stock surplus | $2.0M |
| Retained earnings | $17.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$684K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 19.35% | 19.35% | 20.60% | 12.69% | $79.9M |
| Q4 2023 | 19.04% | 19.04% | 20.30% | 12.65% | $80.8M |
| Q1 2024 | 19.44% | 19.44% | 20.70% | 12.57% | $81.3M |
| Q2 2024 | 19.09% | 19.09% | 20.34% | 12.65% | $85.0M |
| Q3 2024 | 19.56% | 19.56% | 20.81% | 13.09% | $85.2M |
| Q4 2024 | 20.56% | 20.56% | 21.81% | 13.05% | $83.1M |
| Q1 2025 | 21.49% | 21.49% | 22.74% | 13.68% | $81.8M |
| Q2 2025 | 21.23% | 21.23% | 22.48% | 13.50% | $84.0M |
| Q3 2025 | 21.94% | 21.94% | 23.19% | 14.09% | $83.8M |
| Q4 2025 | 21.78% | 21.78% | 23.03% | 14.11% | $85.5M |
| Q1 2026 | 22.46% | 22.46% | 23.71% | 13.81% | $84.9M |
| Q2 2026 | 21.22% | 21.22% | 23.60% | 13.29% | $91.6M |
Bank of Dixon County regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Dixon County, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Dixon County profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14912) · FFIEC NIC profile (RSSD 920359)