Bank of Dixon County: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 4.99 percentage points lower than in Q1 2026, at 53.31%. Within Nebraska, Bank of Dixon County is 32nd of 138 on return on assets, 1.83% as of Q2 2026, above the middle of the field. Bank of Dixon County reported 1.83% on return on assets for Q2 2026, 0.57 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 21.22% |
| Tier 1 risk-based capital ratio | 21.22% |
| Total risk-based capital ratio | 23.60% |
| Tier 1 leverage ratio | 13.29% |
| Equity capital to assets | 13.24% |
| Tangible equity to tangible assets | 13.24% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 2.11% |
| Non-performing assets ratio | 1.43% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 10.26% |
| Allowance for credit losses to loans | 1.13% |
| Reserve coverage of non-performing loans | 53.31% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.83% |
| Return on equity | 14.43% |
| Net interest margin | 4.07% |
| Efficiency ratio | 44.25% |
| Yield on earning assets | 5.77% |
| Cost of funds | 1.91% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 78.70% |
| Core deposits to total deposits | 90.96% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 85.82% |
| Securities to assets | 15.27% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 19.35% | 19.35% | 20.60% | 12.69% | 1.34% |
| Q4 2023 | 19.04% | 19.04% | 20.30% | 12.65% | 0.42% |
| Q1 2024 | 19.44% | 19.44% | 20.70% | 12.57% | 1.42% |
| Q2 2024 | 19.09% | 19.09% | 20.34% | 12.65% | 1.88% |
| Q3 2024 | 19.56% | 19.56% | 20.81% | 13.09% | 1.43% |
| Q4 2024 | 20.56% | 20.56% | 21.81% | 13.05% | 2.08% |
| Q1 2025 | 21.49% | 21.49% | 22.74% | 13.68% | 1.61% |
| Q2 2025 | 21.23% | 21.23% | 22.48% | 13.50% | 1.48% |
| Q3 2025 | 21.94% | 21.94% | 23.19% | 14.09% | 1.76% |
| Q4 2025 | 21.78% | 21.78% | 23.03% | 14.11% | 1.57% |
| Q1 2026 | 22.46% | 22.46% | 23.71% | 13.81% | 1.35% |
| Q2 2026 | 21.22% | 21.22% | 23.60% | 13.29% | 1.83% |
Bank of Dixon County vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Dixon County, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Dixon County profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14912) · FFIEC NIC profile (RSSD 920359)