Bank of Dixon County: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 4.35 percentage points higher than in Q1 2026, at 86.52%. Within Nebraska, Bank of Dixon County is 95th of 138 on loan-to-deposit ratio, 78.70% as of Q2 2026, below the middle of the field. At 78.70%, Bank of Dixon County's loan-to-deposit ratio is close to the 80.84% median for banks in the $100M-1B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $22.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $43.8M |
| Fed funds sold and reverse repos | $4.9M |
| Fed funds sold and reverse repos to assets | 3.45% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $782K |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.55% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 78.70% |
| Net loans and leases to deposits | 77.81% |
| Loans and leases to core deposits | 86.52% |
| Core deposits to total deposits | 90.96% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 79.57% | 94.20% | $0 | $933K |
| Q4 2023 | 77.88% | 93.33% | $0 | $920K |
| Q1 2024 | 75.77% | 93.26% | $0 | $907K |
| Q2 2024 | 81.72% | 92.59% | $0 | $894K |
| Q3 2024 | 81.35% | 92.30% | $0 | $880K |
| Q4 2024 | 76.92% | 92.56% | $0 | $867K |
| Q1 2025 | 78.62% | 92.35% | $0 | $853K |
| Q2 2025 | 81.54% | 92.51% | $0 | $840K |
| Q3 2025 | 81.28% | 92.65% | $0 | $825K |
| Q4 2025 | 79.46% | 91.86% | $0 | $811K |
| Q1 2026 | 74.98% | 91.25% | $0 | $797K |
| Q2 2026 | 78.70% | 90.96% | $0 | $782K |
Bank of Dixon County liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Dixon County, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Dixon County profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14912) · FFIEC NIC profile (RSSD 920359)