Bank of Dixon County: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Dixon County of Ponca, NE against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.83% | 1.34% | +0.49% | 79th top |
| ROAE | 14.43% | 13.31% | +1.12% | 63rd above |
| Net Interest Margin | 4.07% | 3.93% | +0.14% | 57th above |
| Efficiency Ratio | 44.25% | 61.14% | -16.89% | 90th top |
| PPNR / Avg Assets | 2.26% | 1.68% | +0.58% | 82nd top |
| Yield on Earning Assets | 5.77% | 5.67% | +0.10% | 58th above |
| Cost of Funds | 1.91% | 1.88% | +0.03% | 42nd below |
| Net Interest Spread | 3.23% | 3.32% | -0.09% | 45th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.11% | 0.94% | +1.17% | 12th bottom |
| NPA / Total Assets | 1.43% | 0.70% | +0.73% | 13th bottom |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 81st top |
| ACL / Total Loans | 1.13% | 1.28% | -0.15% | 41st below |
| ACL / NPLs (Coverage) | 53.31% | 1538.90% | -1485.59% | 12th bottom |
| Texas Ratio | 10.26% | 7.33% | +2.93% | 22nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 21.22% | 19.50% | +1.72% | 80th top |
| Tier 1 Ratio | 21.22% | 19.54% | +1.68% | 80th top |
| Total Capital Ratio | 23.60% | 20.62% | +2.98% | 84th top |
| Leverage Ratio | 13.29% | 12.14% | +1.15% | 77th top |
| Equity / Assets | 13.24% | 11.37% | +1.87% | 80th top |
| TCE / Tangible Assets | 13.24% | 11.09% | +2.15% | 82nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 78.70% | 80.64% | -1.94% | 54th above |
| Core Deposit Ratio | 90.96% | 86.86% | +4.10% | 61st above |
| Wholesale Funding Ratio | 0.55% | 5.03% | -4.48% | 89th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.39% | 6.85% | +3.54% | 84th top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.38% | 7.90% | -1.52% | 57th above |
| Deposit Growth (Y/Y) | 10.22% | 6.29% | +3.93% | 83rd top |
See Bank of Dixon County's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Dixon County, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Dixon County profile, how to read a UBPR, or how this data updates.