Bank of Dixon County: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Yield on securities climbed 1.23 percentage points in Q2 2026, from 1.85% to 3.08%. It was the largest change from Q1 2026 among the key lines here. Within Nebraska, Bank of Dixon County is 51st of 138 on net interest margin, 4.07% as of Q2 2026, above the middle of the field. Bank of Dixon County reported 4.07% on net interest margin for Q2 2026, 0.12 points above the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.77% |
| Yield on loans | 6.97% |
| Yield on securities | 3.08% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.91% |
| Cost of interest-bearing deposits | 2.54% |
| Cost of interest-bearing liabilities | 2.54% |
| Cost of borrowings | 2.54% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.07% |
| Yield to cost spread | 3.23% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.6M |
| Total interest expense | $599K |
| Interest expense on deposits | $594K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.38% | 1.68% | 3.85% | 6.60% | 1.56% |
| Q4 2023 | 5.08% | 1.89% | 3.38% | 6.11% | 1.66% |
| Q1 2024 | 5.59% | 1.94% | 3.81% | 6.69% | 1.67% |
| Q2 2024 | 5.76% | 1.99% | 3.98% | 6.87% | 2.15% |
| Q3 2024 | 5.81% | 2.10% | 3.92% | 7.01% | 1.55% |
| Q4 2024 | 6.04% | 2.08% | 4.18% | 7.26% | 2.14% |
| Q1 2025 | 5.71% | 1.93% | 3.97% | 6.92% | 1.86% |
| Q2 2025 | 5.83% | 1.95% | 3.99% | 7.09% | 1.90% |
| Q3 2025 | 5.97% | 2.11% | 4.10% | 7.19% | 1.98% |
| Q4 2025 | 5.99% | 2.07% | 4.16% | 7.22% | 2.22% |
| Q1 2026 | 5.62% | 1.93% | 3.91% | 7.02% | 1.85% |
| Q2 2026 | 5.77% | 1.91% | 4.07% | 6.97% | 3.08% |
Bank of Dixon County yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Dixon County, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Dixon County profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14912) · FFIEC NIC profile (RSSD 920359)