The Bank of Grain Valley: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Bank of Grain Valley of Grain Valley, MO against its peer group of 2672 similarly-sized US banks as of Q3 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.12% | 1.25% | +0.87% | 82nd top |
| ROAE | 9.13% | 13.24% | -4.11% | 21st bottom |
| Net Interest Margin | 4.67% | 3.95% | +0.72% | 82nd top |
| Efficiency Ratio | 53.69% | 61.22% | -7.53% | 64th above |
| PPNR / Avg Assets | 2.14% | — | — | 72nd above |
| Yield on Earning Assets | 5.26% | 5.68% | -0.42% | 36th below |
| Cost of Funds | 0.78% | 1.88% | -1.10% | 89th top |
| Net Interest Spread | 4.13% | — | — | 85th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 92nd top |
| NPA / Total Assets | 0.00% | — | — | 93rd top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 58th above |
| ACL / Total Loans | 1.52% | — | — | 67th above |
| Texas Ratio | 0.00% | 7.40% | -7.40% | 94th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 23.82% | 11.73% | +12.09% | 97th top |
| Equity / Assets | 22.99% | 10.96% | +12.03% | 98th top |
| TCE / Tangible Assets | 22.99% | — | — | 98th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Ahead of the peer average, behind the median peer. | 78.71% | 80.60% | -1.89% | 34th below |
| Core Deposit Ratio | 97.69% | 86.92% | +10.77% | 92nd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.88% | — | — | 54th above |
| Loan Growth (Y/Y) | -6.53% | — | — | 3rd bottom |
| Deposit Growth (Y/Y) | 4.68% | — | — | 57th above |
See The Bank of Grain Valley's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Bank of Grain Valley, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Bank of Grain Valley profile, how to read a UBPR, or how this data updates.