Bank of Maple Plain: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Total risk-based capital ratio: 3.06 percentage points lower than in Q1 2026, at 28.56%. Among 161 Minnesota banks, Bank of Maple Plain sits 9th from the top on CET1 ratio, 27.31% as of Q2 2026. Bank of Maple Plain reported 27.31% on CET1 ratio for Q2 2026, 7.75 points above the 19.57% median for banks in the < $100M asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 27.31% |
| Tier 1 risk-based capital ratio | 27.31% |
| Total risk-based capital ratio | 28.56% |
| Tier 1 leverage ratio | 14.05% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $11.9M |
| Tier 1 capital | $11.9M |
| Total risk-based capital | $12.5M |
| Total equity capital | $9.7M |
| Risk-weighted assets | $43.7M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.39% |
| Tangible equity to tangible assets | 11.39% |
| Equity capital to average assets | 11.48% |
| Internal capital growth rate | 7.87% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $500K |
| Common stock surplus | $6.5M |
| Retained earnings | $4.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 26.02% | 26.02% | 27.18% | 13.52% | $49.0M |
| Q4 2023 | 28.33% | 28.33% | 29.58% | 13.36% | $44.3M |
| Q1 2024 | 25.24% | 25.24% | 26.37% | 13.55% | $50.2M |
| Q2 2024 | 27.51% | 27.51% | 28.73% | 13.87% | $46.4M |
| Q3 2024 | 28.34% | 28.34% | 29.47% | 13.73% | $44.9M |
| Q4 2024 | 23.52% | 23.52% | 24.60% | 12.75% | $50.1M |
| Q1 2025 | — | — | — | 13.51% | — |
| Q2 2025 | 26.14% | 26.14% | 27.35% | 13.96% | $45.5M |
| Q3 2025 | — | — | — | 13.89% | — |
| Q4 2025 | 28.57% | 28.57% | 29.83% | 13.55% | $40.4M |
| Q1 2026 | 30.37% | 30.37% | 31.63% | 13.74% | $38.7M |
| Q2 2026 | 27.31% | 27.31% | 28.56% | 14.05% | $43.7M |
Bank of Maple Plain regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Maple Plain, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Maple Plain profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9332) · FFIEC NIC profile (RSSD 989851)