Bank of Maple Plain: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Maple Plain of Maple Plain, MN against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.88% | 3.14% | -2.26% | 43rd below |
| ROAE | 7.77% | 10.42% | -2.65% | 46th below |
| Net Interest Margin | 3.17% | 3.93% | -0.76% | 19th bottom |
| Efficiency Ratio | 69.61% | 76.32% | -6.71% | 50th above |
| PPNR / Avg Assets | 0.95% | 1.40% | -0.45% | 37th below |
| Yield on Earning Assets | 4.36% | 5.35% | -0.99% | 19th bottom |
| Cost of Funds | 1.34% | 1.71% | -0.37% | 62nd above |
| Net Interest Spread | 2.47% | 3.31% | -0.84% | 17th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.52% | 1.34% | -0.82% | 42nd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.24% | 0.71% | -0.47% | 44th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.11% | -0.08% | 22nd bottom |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.45% | 1.49% | -0.04% | 65th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 279.51% | 866.20% | -586.69% | 68th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.87% | 8.25% | -1.38% | 28th below |
| Provision / NCO | 0.00% | 316.20% | -316.20% | 22nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 27.31% | 62.04% | -34.73% | 63rd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 27.31% | 62.04% | -34.73% | 63rd above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 28.56% | 63.00% | -34.44% | 63rd above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 14.05% | 17.61% | -3.56% | 58th above |
| Equity / Assets | 11.39% | 16.44% | -5.05% | 40th below |
| TCE / Tangible Assets | 11.39% | 16.19% | -4.80% | 42nd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 52.72% | 72.88% | -20.16% | 68th above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 90.28% | 88.21% | +2.07% | 43rd below |
| Wholesale Funding Ratio | 0.29% | 5.31% | -5.02% | 93rd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.41% | 4.31% | -4.72% | 30th below |
| Loan Growth (Y/Y) | -4.17% | 6.75% | -10.92% | 23rd bottom |
| Deposit Growth (Y/Y) | -1.54% | 3.78% | -5.32% | 26th below |
See Bank of Maple Plain's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Maple Plain, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Maple Plain profile, how to read a UBPR, or how this data updates.