Bank of Maple Plain: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loan-to-deposit ratio dropped 0.88 percentage points in Q2 2026, from 53.60% to 52.72%. It was the largest change from Q1 2026 among the key lines here. Bank of Maple Plain ranks 197th of 221 Minnesota banks on loan-to-deposit ratio, in the lower half at 52.72% (Q2 2026). The median for banks in the < $100M asset tier is 67.62% on loan-to-deposit ratio. Bank of Maple Plain sits 14.90 points lower, at 52.72% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $5.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $44.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $250K |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 52.72% |
| Net loans and leases to deposits | 51.96% |
| Loans and leases to core deposits | 58.40% |
| Core deposits to total deposits | 90.28% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 53.35% | 94.65% | $0 | $4.5M |
| Q4 2023 | 51.04% | 94.85% | $400K | $0 |
| Q1 2024 | 52.68% | 94.49% | $0 | $0 |
| Q2 2024 | 60.73% | 93.79% | $400K | $7.5M |
| Q3 2024 | 59.48% | 93.04% | $700K | $5.5M |
| Q4 2024 | 55.23% | 91.68% | $200K | $0 |
| Q1 2025 | 54.95% | 91.05% | $0 | $0 |
| Q2 2025 | 54.17% | 90.95% | $0 | $0 |
| Q3 2025 | 56.35% | 90.53% | $300K | $0 |
| Q4 2025 | 55.63% | 90.65% | $0 | $0 |
| Q1 2026 | 53.60% | 90.66% | $0 | $0 |
| Q2 2026 | 52.72% | 90.28% | $250K | $0 |
Bank of Maple Plain liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Maple Plain, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Maple Plain profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9332) · FFIEC NIC profile (RSSD 989851)