Bank of Maple Plain
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Data as of · sourced from FFIEC call reports. How we update
Bank of Maple Plain is an FDIC-insured commercial bank headquartered in Maple Plain, MN, established in 1905 (FDIC certificate 9332), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $85.5M, down 0.4% from Q2 2025, the 181st largest of 221 banks headquartered in Minnesota. Its CET1 capital ratio was 27.31% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 9332
- Headquarters
- Maple Plain, MN
- Established
- 1905
- Total assets, Q2 2026
- $85.5M
- Assets vs Q2 2025
- -0.4%
- CET1 ratio, Q2 2026
- 27.31%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 091908412
- Latest call report
- Q2 2026, FFIEC 051 · Bank of Maple Plain call report
- Holding company
- MAPLE BANC SHARES, INC.
- Asset rank in state
- 181st of 221 in Minnesota
Little in Bank of Maple Plain's latest call report stands out. Based in Maple Plain, Minnesota, it had $86 million in assets at June 30, 2026. On most measures it sits near the middle of the 583 banks with less than $100 million in assets.
Earnings jumped: net income for the quarter was $187,000, 39% above the same quarter a year earlier. Unrealized losses on its securities total $2.2 million, equal to 18% of Tier 1 capital, against 23% a year earlier. Its margin is thin by comparison: it keeps 3.17 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.87 cents).
As of June 30, 2026, Bank of Maple Plain reported a CET1 capital ratio of 27.31%, a return on assets of 0.88%, a nonperforming-loan ratio of 1.80% and a Texas ratio of 6.87%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Bank of Maple Plain is the 181st largest of the 221 banks headquartered in Minnesota. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 0.4% to $85.5M, loans fell 1.8% and deposits fell 0.1%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 39.1% of total loans, followed by commercial and industrial loans at 28.3%. The FDIC Summary of Deposits lists a single office for it, in Maple Plain, MN. By the capital ratios in its Q2 2026 call report, Bank of Maple Plain meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 4980 Highway 12, Maple Plain, MN 55359
- County
- Hennepin
- Metro Area
- Minneapolis-St. Paul-Bloomington, MN-WI
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 9, Minneapolis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- May 29, 1905
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 12
- Domestic deposits
- $74.7M
- Allowance for credit losses
- $573K
- Net charge-offs (YTD)
- $4K
- Average total assets
- $84.9M
- Average total loans
- $34.5M
- Average interest-bearing deposits
- $53.0M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 9332
- Fed RSSD
- 989851
- Website
- www.bankofmapleplain.com →
- Parent Holding Company
- MAPLE BANC SHARES, INC. (RSSD 1123812)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Bank of Maple Plain's total assets ran between $84.0M (Q3 2025) and $94.5M (Q4 2023), and it earned a profit in 9 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$85.5M total assets against $85.9M; $75.8M total liabilities against $76.7M.
$38.8M net loans and leases against $40.5M; $74.7M total deposits against $75.9M.
$39.4M securities against $38.9M; $5.4M cash and balances due against $4.5M.
$895K total interest income against $872K; $251K total interest expense against $294K.
$644K net interest income against $578K.
$73K total noninterest income against $123K; $515K total noninterest expense against $551K.
$0 provision for credit losses against $0.
$187K net income against $135K.
0.88% return on assets against 0.63%; 3.17% net interest margin against 2.89%.
27.31% CET1 capital ratio against 26.14%; 14.05% tier 1 leverage ratio against 13.96%.
Inside the full Bank of Maple Plain terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
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Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -2.85% (Q4 2024) to 0.96% (Q1 2026) and its net interest margin ran from 1.99% (Q4 2024) to 3.17% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 27.31% | 0.88% | 1.80% | 6.87% | 3.17% |
| Q1 2026 | 30.37% | 0.96% | 0.56% | 2.21% | 3.13% |
| Q4 2025 | 28.57% | -0.52% | 0.56% | 2.30% | 2.77% |
| Q3 2025 | — | 0.23% | 1.48% | 5.78% | 2.84% |
| Q2 2025 | 26.14% | 0.63% | 1.78% | 7.54% | 2.89% |
| Q1 2025 | — | -0.06% | 2.02% | 9.33% | 2.46% |
| Q4 2024 | 23.52% | -2.85% | 2.05% | 10.34% | 1.99% |
| Q3 2024 | 28.34% | 0.10% | 2.40% | 10.13% | 2.43% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bank of Maple Plain (main office) | Maple Plain , MN | 55359 | $74.7M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in MN, rank 224 of 277 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $150K approved, $150K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1999 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bank of Maple Plain
What are Bank of Maple Plain's total assets?
As of the Q2 2026 filing, Bank of Maple Plain reported total assets of $85.5 million in its FFIEC call report.
Where is Bank of Maple Plain headquartered?
It is headquartered in Maple Plain, MN, United States.
When was Bank of Maple Plain founded?
It was established in 1905, per the FDIC institution directory.
Is Bank of Maple Plain FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #9332). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Maple Plain?
Bank of Maple Plain's primary federal regulator is the FDIC.
What is Bank of Maple Plain's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 27.31% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Bank of Maple Plain operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of Maple Plain's Texas Ratio?
Its Texas Ratio is 6.87% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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