Vantage Bank
Operating from Kent, MN, Vantage Bank serves its local market as an FDIC-insured commercial bank. As of Q1 2026, the bank held approximately $81M in total assets and $73M in deposits. Profitability is strong — 1.76% ROA, paired with 18.99% ROE and a 4.49% net interest margin. Capital cushions are healthy: 11.25% CET1, 9.12% Tier 1 leverage. Credit metrics are pristine, with nonperforming loans at just 0.00%. 2 branches make up the footprint.
Headquarters Profile
- Address
- 202 Main St, KENT, MN 56553
- County
- Wilkin
- Metro Area
- WAHPETON, ND-MN
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 11
- Established
- July 14, 1902
- Branches
- 2 domestic
- Employees (FTE)
- 11
- FDIC Cert
- 9733
- Fed RSSD
- 58355
- Website
- www.vantagebankmn.com →
- Parent Holding Company
- MINNDAK BANCSHARES, INC. (RSSD 4203425)
Capital & Liquidity
Inside the full Vantage Bank terminal
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.
Vantage Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Similar banks
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Frequently asked about Vantage Bank
What are Vantage Bank's total assets?
As of the Q1 2026 filing, Vantage Bank reported total assets of $80.8 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Vantage Bank headquartered?
Vantage Bank is headquartered in KENT, MN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Vantage Bank founded?
Vantage Bank was established in 1902, per the FDIC institution directory.
Is Vantage Bank FDIC-insured?
Yes. Vantage Bank is an FDIC-insured commercial bank (FDIC Certificate #9733). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Vantage Bank?
Vantage Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Vantage Bank's CET1 capital ratio?
Vantage Bank reported a Common Equity Tier 1 (CET1) capital ratio of 11.25% in its most recent quarterly filing — above regulatory minimums.
How many branches does Vantage Bank operate?
Vantage Bank operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Vantage Bank's Texas Ratio?
Vantage Bank's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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