Bank of Maple Plain: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The biggest quarter-over-quarter change on this page was a small one: Yield on securities edged up 0.10 percentage points between Q1 2026 and Q2 2026, to 2.31%. Bank of Maple Plain ranks 195th of 221 Minnesota banks on net interest margin, in the lower half at 3.17% (Q2 2026). Bank of Maple Plain reported 3.17% on net interest margin for Q2 2026, 0.72 points below the 3.89% median for banks in the < $100M asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.36% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.34% |
| Cost of interest-bearing deposits | 1.89% |
| Cost of interest-bearing liabilities | 1.89% |
| Cost of borrowings | 0.00% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.17% |
| Yield to cost spread | 2.47% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $520K |
| Total interest expense | $251K |
| Interest expense on deposits | $251K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 3.63% | 1.26% | 2.58% |
| Q4 2023 | 3.76% | 1.49% | 2.54% |
| Q1 2024 | 3.86% | 1.32% | 2.72% |
| Q2 2024 | 3.93% | 1.79% | 2.39% |
| Q3 2024 | 4.13% | 2.01% | 2.43% |
| Q4 2024 | 3.60% | 1.80% | 1.99% |
| Q1 2025 | 3.77% | 1.51% | 2.46% |
| Q2 2025 | 4.27% | 1.54% | 2.89% |
| Q3 2025 | 4.18% | 1.52% | 2.84% |
| Q4 2025 | 4.06% | 1.47% | 2.77% |
| Q1 2026 | 4.33% | 1.34% | 3.13% |
| Q2 2026 | 4.36% | 1.34% | 3.17% |
Bank of Maple Plain yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Maple Plain, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Maple Plain profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9332) · FFIEC NIC profile (RSSD 989851)