Bank of New England: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of New England of Salem, NH against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.22% | 1.46% | +0.76% | 92nd top |
| ROAE | 13.42% | 12.72% | +0.70% | 59th above |
| Net Interest Margin | 4.16% | 3.85% | +0.31% | 77th top |
| Efficiency Ratio | 31.62% | 57.42% | -25.80% | 97th top |
| PPNR / Avg Assets | 2.74% | 1.88% | +0.86% | 92nd top |
| Yield on Earning Assets | 6.72% | 5.72% | +1.00% | 93rd top |
| Cost of Funds | 2.95% | 2.02% | +0.93% | 9th bottom |
| Net Interest Spread | 3.52% | 3.18% | +0.34% | 78th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.21% | 1.00% | +2.21% | 4th bottom |
| NPA / Total Assets | 4.41% | 0.76% | +3.65% | 1st bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.12% | 0.43% | -0.31% | 25th below |
| ACL / Total Loans | 0.93% | 1.31% | -0.38% | 22nd bottom |
| ACL / NPLs (Coverage) | 28.92% | 543.72% | -514.80% | 2nd bottom |
| Texas Ratio | 25.32% | 7.38% | +17.94% | 4th bottom |
| Provision / NCO | -23.60% | 619.14% | -642.74% | 7th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 16.78% | 11.43% | +5.35% | 96th top |
| Equity / Assets | 16.61% | 11.33% | +5.28% | 96th top |
| TCE / Tangible Assets | 15.51% | 10.50% | +5.01% | 95th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 104.64% | 86.94% | +17.70% | 9th bottom |
| Core Deposit Ratio | 63.70% | 85.57% | -21.87% | 5th bottom |
| Uninsured Deposit Ratio | 27.39% | 33.13% | -5.74% | 62nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.08% | 9.69% | -5.61% | 43rd below |
| Loan Growth (Y/Y) | 0.84% | 8.06% | -7.22% | 21st bottom |
| Deposit Growth (Y/Y) | 3.70% | 7.87% | -4.17% | 42nd below |
See Bank of New England's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of New England, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of New England profile, how to read a UBPR, or how this data updates.