Branch Network
Bank of South Texas Locations & Branches McAllen, Texas
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Bank of South Texas operates 8 branches from its headquarters in McAllen, TX, .
Bank of South Texas branch network
All 8 branches are in TEXAS, across 7 cities. Kingsville, TX has the most of its branches, 2. Its largest office by deposits is the Bank of South Texas Cage Branch office in Pharr, TX, with $40.4M (28.6% of its branch deposits). On June 30, 2025 it had 7 branches, 1 fewer than in 2026.
Bank of South Texas at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 16.63% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $174.5M
- Tier 1 leverage ratio, Q2 2026
- 16.63%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1986
Full financial profile · Is Bank of South Texas safe? · Bank of South Texas call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Mcallen, TX (1 branch) | 18 of 18 | 0.2% | $15.3M |
| State: TX (8 branches) | 331 of 441 | <0.1% | $141.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
Bank of South Texas's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Hidalgo, TX (4 branches) | 15 of 20 | 0.5% | $84.5M | $16.04B |
| Kleberg, TX (2 branches) | 5 of 6 | 5.6% | $32.4M | $580.9M |
| Jim Hogg, TX (1 branch) | 2 of 4 | 18.1% | $23.1M | $127.6M |
| Cameron, TX (1 branch) | 19 of 19 | <0.1% | $1.1M | $6.60B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| McAllen-Edinburg-Mission, TX (4 branches) | 15 of 20 | 0.5% | $84.5M | $16.04B |
| Kingsville, TX (2 branches) | 5 of 6 | 5.6% | $32.4M | $580.9M |
| Brownsville-Harlingen, TX (1 branch) | 19 of 19 | <0.1% | $1.1M | $6.60B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bank of South Texas Cage Branch | Pharr, TX | 78577 | $40.4M |
| Bank of South Texas Kingsville Branch | Kingsville, TX | 78363 | $32.4M |
| Bank of South Texas Hebbronville Branch | Hebbronville, TX | 78361 | $23.1M |
| Mission Branch | Mission, TX | 78572 | $22.0M |
| Bank of South Texas (main office) | Mcallen, TX | 78504 | $15.3M |
| Bank of South Texas Edinburg Branch | Edinburg, TX | 78539 | $6.8M |
| Brownsville Branch | Olmito, TX | 78575 | $1.1M |
| Detached Facility | Kingsville, TX | 78363 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 26727) · FFIEC NIC profile (RSSD 49858)