Bank of Sun Prairie: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits dropped 19.54 percentage points in Q2 2026, from 109.83% to 90.29%. It was the largest change from Q1 2026 among the key lines here. Bank of Sun Prairie ranks 96th of 153 Wisconsin banks on loan-to-deposit ratio, in the lower half at 83.62% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Bank of Sun Prairie sits 2.79 points higher, at 83.62% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $42.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $207.5M |
| Fed funds sold and reverse repos | $167K |
| Fed funds sold and reverse repos to assets | 0.02% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $30.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.57% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.62% |
| Net loans and leases to deposits | 82.56% |
| Loans and leases to core deposits | 90.29% |
| Core deposits to total deposits | 86.92% |
| Brokered deposits to total deposits | 5.70% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 109.43% | 84.82% | $316K | $60.0M |
| Q4 2023 | 105.68% | 87.59% | $1.7M | $52.0M |
| Q1 2024 | 109.52% | 81.98% | $0 | $70.0M |
| Q2 2024 | 110.73% | 82.63% | $9.9M | $76.0M |
| Q3 2024 | 100.33% | 79.85% | $1.9M | $40.0M |
| Q4 2024 | 95.56% | 80.90% | $0 | $10.0M |
| Q1 2025 | 98.07% | 79.82% | $0 | $30.0M |
| Q2 2025 | 99.35% | 79.61% | $0 | $30.0M |
| Q3 2025 | 101.33% | 82.87% | $0 | $45.0M |
| Q4 2025 | 96.60% | 83.51% | $0 | $45.0M |
| Q1 2026 | 100.45% | 84.48% | $0 | $57.0M |
| Q2 2026 | 83.62% | 86.92% | $0 | $30.0M |
Bank of Sun Prairie liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Sun Prairie, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Sun Prairie profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13565) · FFIEC NIC profile (RSSD 124344)