Bank of Sun Prairie: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Sun Prairie of Sun Prairie, WI against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.90% | 1.34% | -0.44% | 28th below |
| ROAE | 10.05% | 13.32% | -3.27% | 36th below |
| Net Interest Margin | 3.51% | 3.93% | -0.42% | 28th below |
| Efficiency Ratio | 73.76% | 61.13% | +12.63% | 21st bottom |
| PPNR / Avg Assets | 0.92% | 1.68% | -0.76% | 18th bottom |
| Yield on Earning Assets | 5.72% | 5.67% | +0.05% | 56th above |
| Cost of Funds | 2.45% | 1.88% | +0.57% | 17th bottom |
| Net Interest Spread | 2.70% | 3.32% | -0.62% | 21st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.07% | 0.94% | -0.87% | 76th top |
| NPA / Total Assets | 0.05% | 0.70% | -0.65% | 77th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 50th above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.27% | 1.28% | -0.01% | 59th above |
| ACL / NPLs (Coverage) | 1833.25% | 1538.41% | +294.84% | — |
| Texas Ratio | 0.48% | 7.34% | -6.86% | 80th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.27% | 19.51% | -6.24% | 31st below |
| Tier 1 Ratio | 13.27% | 19.54% | -6.27% | 31st below |
| Total Capital Ratio | 14.52% | 20.63% | -6.11% | 32nd below |
| Leverage Ratio | 9.99% | 12.14% | -2.15% | 31st below |
| Equity / Assets | 10.03% | 11.38% | -1.35% | 45th below |
| TCE / Tangible Assets | 9.48% | 11.09% | -1.61% | 40th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.62% | 80.63% | +2.99% | 44th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 86.92% | 86.86% | +0.06% | 38th below |
| Wholesale Funding Ratio | 3.57% | 5.03% | -1.46% | 50th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 16.43% | 6.84% | +9.59% | 93rd top |
| Loan Growth (Y/Y) | -1.21% | 7.91% | -9.12% | 18th bottom |
| Deposit Growth (Y/Y) | 17.37% | 6.28% | +11.09% | 93rd top |
See Bank of Sun Prairie's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Sun Prairie, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Sun Prairie profile, how to read a UBPR, or how this data updates.