Bank of the James Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Bank of the James routing number?

The Bank of the James routing number is 051409016. It is the primary ABA routing transit number registered to Bank of the James, headquartered in Lynchburg, VA. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Bank of the James wire routing number?

This page lists 051409016, the primary routing number registered to Bank of the James. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Bank of the James before sending a wire.

Is ABA number 051409016 the routing number for Bank of the James?

Yes. ABA number 051409016 is the primary routing number registered to Bank of the James. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 051409016?

Routing number 051409016 belongs to Bank of the James, headquartered in Lynchburg, VA. It is the bank's primary ABA routing number (FDIC certificate 35207).

Routing numbers in Lynchburg, VA

Credit union

Beacon Credit Union Incorporated: 251481122

Credit union

Central Virginia Federal Credit Union: 251484514

Credit union

Lynchburg Municipal Employees Federal Credit Union: 251481041

Credit union

Glamorgan Employees Federal Credit Union: 251480958

All routing numbers in Virginia