Bank of the West: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of the West of Grapevine, TX against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.66% | 1.35% | +0.31% | 72nd above |
| ROAE | 17.54% | 12.05% | +5.49% | 78th top |
| Net Interest Margin | 4.35% | 3.90% | +0.45% | 73rd above |
| Efficiency Ratio | 61.47% | 63.15% | -1.68% | 50th above |
| PPNR / Avg Assets | 1.71% | 1.64% | +0.07% | 57th above |
| Yield on Earning Assets | 5.95% | 5.65% | +0.30% | 66th above |
| Cost of Funds | 1.68% | 1.85% | -0.17% | 58th above |
| Net Interest Spread | 3.23% | 3.35% | -0.12% | 45th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.34% | 0.92% | -0.58% | 54th above |
| NPA / Total Assets | 0.21% | 0.67% | -0.46% | 59th above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 51st above |
| ACL / Total Loans | 1.09% | 1.28% | -0.19% | 37th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 318.65% | 1645.70% | -1327.05% | 61st above |
| Texas Ratio | 2.09% | 7.15% | -5.06% | 62nd above |
| Provision / NCO | -4000.00% | 1192.34% | -5192.34% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.31% | 20.83% | -5.52% | 52nd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.31% | 20.86% | -5.55% | 51st above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.53% | 21.94% | -5.41% | 52nd above |
| Leverage Ratio | 9.66% | 12.46% | -2.80% | 25th below |
| Equity / Assets | 9.29% | 11.67% | -2.38% | 32nd below |
| TCE / Tangible Assets | 9.22% | 11.40% | -2.18% | 35th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 67.39% | 78.65% | -11.26% | 74th above |
| Core Deposit Ratio | 92.60% | 87.09% | +5.51% | 71st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.91% | 6.47% | +2.44% | 79th top |
| Loan Growth (Y/Y) | -2.04% | 7.64% | -9.68% | 15th bottom |
| Deposit Growth (Y/Y) | 8.76% | 6.02% | +2.74% | 79th top |
See Bank of the West's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of the West, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of the West profile, how to read a UBPR, or how this data updates.