Branch Network
The Bank of Vernon Locations & Branches Vernon, Alabama
BankRegReports is independent of The Bank of Vernon and never asks for online banking logins or passwords.
The Bank of Vernon operates 5 branches from its headquarters in Vernon, AL, .
The Bank of Vernon branch network
Its 5 branches span 2 states and 3 cities. The most are in MISSISSIPPI (3) and ALABAMA (2). ALABAMA holds 58.4% of its branch deposits. Vernon, AL has the most of its branches, 2. Its largest office by deposits is the The Bank of Vernon office in Vernon, AL, with $177.5M (47.5% of its branch deposits). It had the same number of branches on June 30, 2025.
The Bank of Vernon at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 16.60% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $445.4M
- Tier 1 leverage ratio, Q2 2026
- 16.60%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1911
Full financial profile · Is The Bank of Vernon safe? · The Bank of Vernon call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Vernon, AL (2 branches) | 1 of 1 | 100.0% | $218.2M |
| State: AL (2 branches) | 76 of 131 | 0.2% | $218.2M |
Ranked by total assets among banks headquartered in the state: Largest banks in Alabama.
Share by county and metro area
The Bank of Vernon's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Lamar, AL (2 branches) | 1 of 4 | 63.1% | $218.2M | $346.0M |
| Lowndes, MS (3 branches) | 6 of 9 | 9.9% | $155.4M | $1.58B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Columbus, MS (3 branches) | 6 of 9 | 9.9% | $155.4M | $1.58B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Bank of Vernon | Vernon, AL | 35592 | $177.5M |
| Columbus Branch | Columbus, MS | 39705 | $75.6M |
| Caledonia Branch | Caledonia, MS | 39740 | $42.1M |
| Westside Branch | Vernon, AL | 35592 | $40.7M |
| East Columbus Branch | Columbus, MS | 39702 | $37.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 51) · FFIEC NIC profile (RSSD 382537)