Bank of York: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of York of York, SC against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.83% | 1.34% | +0.49% | 80th top |
| ROAE | 14.65% | 13.31% | +1.34% | 64th above |
| Net Interest Margin | 4.23% | 3.93% | +0.30% | 66th above |
| Efficiency Ratio | 46.45% | 61.14% | -14.69% | 88th top |
| PPNR / Avg Assets | 2.38% | 1.68% | +0.70% | 86th top |
| Yield on Earning Assets | 4.79% | 5.67% | -0.88% | 16th bottom |
| Cost of Funds | 0.60% | 1.88% | -1.28% | 98th top |
| Net Interest Spread | 3.74% | 3.32% | +0.42% | 72nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.94% | 0.94% | +0.00% | 30th below |
| NPA / Total Assets | 0.29% | 0.70% | -0.41% | 52nd above |
| NCO / Avg Loans | -0.02% | 0.16% | -0.18% | 92nd top |
| ACL / Total Loans | 1.12% | 1.28% | -0.16% | 41st below |
| ACL / NPLs (Coverage) | 119.37% | 1539.15% | -1419.78% | 33rd below |
| Texas Ratio | 2.29% | 7.33% | -5.04% | 60th above |
| Provision / NCO | 0.00% | 1396.14% | -1396.14% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 34.14% | 19.49% | +14.65% | 95th top |
| Tier 1 Ratio | 34.14% | 19.53% | +14.61% | 95th top |
| Total Capital Ratio | 35.12% | 20.61% | +14.51% | 95th top |
| Leverage Ratio | 12.88% | 12.14% | +0.74% | 74th above |
| Equity / Assets | 12.49% | 11.37% | +1.12% | 75th top |
| TCE / Tangible Assets | 12.49% | 11.09% | +1.40% | 77th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 35.89% | 80.65% | -44.76% | 97th top |
| Core Deposit Ratio | 95.39% | 86.86% | +8.53% | 86th top |
| Wholesale Funding Ratio | 0.95% | 5.04% | -4.09% | 82nd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.40% | 6.85% | -1.45% | 57th above |
| Loan Growth (Y/Y) | -0.25% | 7.91% | -8.16% | 22nd bottom |
| Deposit Growth (Y/Y) | 6.69% | 6.29% | +0.40% | 69th above |
See Bank of York's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of York, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of York profile, how to read a UBPR, or how this data updates.