BANK3 Routing Number (ABA): 084304968

BANK3 at a glance

Its CET1 capital ratio was 11.70% at Q2 2026, above regulatory requirements.

Total assets, Q2 2026

$491.8M

CET1 ratio, Q2 2026

11.70%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

6 FDIC institution directory, current count

Latest call report

Q2 2026, FFIEC 051

Established

1910

Full financial profile · Is BANK3 safe? · BANK3 call report · Branch locations

What the digits mean

The first two digits, 08, place this number in the Federal Reserve Bank of St. Louis's district (District 8). Digits five through eight, 0496, identify the institution within that district. The last digit, 8, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to BANK3

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your BANK3 checks or in its online banking. Ask the bank for wire instructions (www.bank3.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About BANK3

BANK3 is headquartered in Memphis, Tennessee and was established in 1910. It is in the MEMPHIS, TN-MS-AR metro area. It reported $491.8M in total assets and $433.8M in deposits for Q2 2026, the 54th largest of the 109 banks headquartered in Tennessee. It reports 6 domestic offices. Its deposits have been FDIC insured since 1935. Its primary federal regulator is the FDIC. 23 other banks and credit unions headquartered in Memphis have a routing number listed here.

What the digits in 084304968 mean

The first four digits, 0843, are the Federal Reserve routing symbol. The prefix 08 places the number in the 8th Federal Reserve District (St. Louis). That is also the district where the bank is headquartered. Digits five through eight, 0496, identify the institution within its Federal Reserve district. The last digit, 8, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 12 + 7 x 14 + 16 = 150, a multiple of 10, so 084304968 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the BANK3 routing number?

The BANK3 routing number is 084304968. It is the primary ABA routing transit number registered to BANK3, headquartered in Memphis, TN. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the BANK3 wire routing number?

This page lists the primary routing number registered to BANK3. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with BANK3 before sending a wire.

Is ABA number 084304968 the routing number for BANK3?

Yes. It is the primary routing number registered to BANK3.

Which bank uses routing number 084304968?

It belongs to BANK3, headquartered in Memphis, TN. It is the bank's primary ABA routing number (FDIC certificate 15205).

Routing numbers in Memphis, TN

Bank

First Horizon Bank: 084000026

Bank

Independent Bank: 084008426

Credit union

Orion Federal Credit Union: 284084907

Bank

Financial Federal Bank: 284071949

Bank

Paragon Bank: 084008947

Credit union

Fedex Employees Credit Association Federal Credit Union: 284084350

Credit union

Memphis City Employees Credit Union: 284084208

Credit union

Kimberly Clark Credit Union: 284084813

All routing numbers in Tennessee