Branch Network
BANK3 Locations & Branches Memphis, Tennessee
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BANK3 operates 6 branches from its headquarters in Memphis, TN, .
BANK3 branch network
Its 6 branches span 2 states and 5 cities. The most are in TENNESSEE (5) and MISSISSIPPI (1). TENNESSEE holds 95.5% of its branch deposits. Memphis, TN has the most of its branches, 2. Its largest office by deposits is the White Station Branch office in Memphis, TN, with $215.3M (49.6% of its branch deposits). It had the same number of branches on June 30, 2025.
BANK3 at a glance
Its CET1 capital ratio was 11.70% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $491.8M
- CET1 ratio, Q2 2026
- 11.70%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1910
Full financial profile · Is BANK3 safe? · BANK3 call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Memphis, TN (2 branches) | 12 of 28 | 1.1% | $320.4M |
| State: TN (5 branches) | 77 of 165 | 0.2% | $414.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in Tennessee.
Share by county and metro area
BANK3's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Shelby, TN (2 branches) | 16 of 33 | 0.9% | $320.4M | $36.19B |
| Obion, TN (2 branches) | 5 of 9 | 10.0% | $91.7M | $921.3M |
| Desoto, MS (1 branch) | 19 of 20 | 0.4% | $19.4M | $4.54B |
| Madison, TN (1 branch) | 15 of 17 | <0.1% | $2.3M | $2.50B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Memphis, TN-MS-AR (3 branches) | 24 of 48 | 0.7% | $339.8M | $46.19B |
| Union City, TN (2 branches) | 5 of 9 | 10.0% | $91.7M | $921.3M |
| Jackson, TN (1 branch) | 22 of 23 | <0.1% | $2.3M | $4.28B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| White Station Branch | Memphis, TN | 38117 | $215.3M |
| BANK3 (main office) | Memphis, TN | 38119 | $105.2M |
| Union City Branch | Union City, TN | 38261 | $75.6M |
| Desoto County Branch | Southaven, MS | 38672 | $19.4M |
| Woodland Mills Branch | Woodland Mills, TN | 38271 | $16.1M |
| Bank3 - Jackson, Tn | Jackson, TN | 38305 | $2.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 15205) · FFIEC NIC profile (RSSD 502652)