BankFirst: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks BankFirst of Norfolk, NE against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.89% | 1.46% | +0.43% | 84th top |
| ROAE | 11.97% | 12.69% | -0.72% | 48th below |
| Net Interest Margin | 4.05% | 3.85% | +0.20% | 72nd above |
| Efficiency Ratio | 36.06% | 57.41% | -21.35% | 95th top |
| PPNR / Avg Assets | 2.69% | 1.88% | +0.81% | 90th top |
| Yield on Earning Assets | 6.25% | 5.72% | +0.53% | 83rd top |
| Cost of Funds | 2.60% | 2.02% | +0.58% | 18th bottom |
| Net Interest Spread | 3.40% | 3.18% | +0.22% | 71st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.84% | 1.00% | -0.16% | 38th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.52% | 0.76% | -0.24% | 47th below |
| NCO / Avg Loans | 0.82% | 0.43% | +0.39% | 5th bottom |
| ACL / Total Loans | 1.52% | 1.31% | +0.21% | 87th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 179.51% | 564.54% | -385.03% | 51st above |
| Texas Ratio | 3.28% | 7.39% | -4.11% | 63rd above |
| Provision / NCO | 127.48% | 618.82% | -491.34% | 43rd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 19.74% | 17.33% | +2.41% | 91st top |
| Tier 1 Ratio | 19.74% | 17.37% | +2.37% | 91st top |
| Total Capital Ratio | 20.92% | 18.42% | +2.50% | 91st top |
| Leverage Ratio | 15.31% | 11.43% | +3.88% | 93rd top |
| Equity / Assets | 16.14% | 11.33% | +4.81% | 95th top |
| TCE / Tangible Assets | 15.24% | 10.50% | +4.74% | 95th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.73% | 86.95% | +3.78% | 42nd below |
| Core Deposit Ratio | 72.53% | 85.56% | -13.03% | 11th bottom |
| Uninsured Deposit Ratio Ahead of the peer average, behind the median peer. | 31.15% | 33.13% | -1.98% | 49th below |
| Wholesale Funding Ratio | 16.64% | 5.69% | +10.95% | 5th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.94% | 9.68% | -4.74% | 48th below |
| Loan Growth (Y/Y) | 1.71% | 8.06% | -6.35% | 27th below |
| Deposit Growth (Y/Y) | 11.41% | 7.87% | +3.54% | 79th top |
See BankFirst's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock BankFirst, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full BankFirst profile, how to read a UBPR, or how this data updates.