Banterra Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Banterra Bank of Marion, IL against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.98% | 1.44% | -0.46% | 28th below |
| ROAE | 14.94% | 12.50% | +2.44% | 70th above |
| Net Interest Margin | 3.43% | 3.84% | -0.41% | 32nd below |
| Efficiency Ratio | 61.63% | 58.87% | +2.76% | 40th below |
| PPNR / Avg Assets | 1.31% | 1.78% | -0.47% | 27th below |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.59% | 5.71% | -0.12% | 53rd above |
| Cost of Funds | 2.07% | 2.03% | +0.04% | 47th below |
| Net Interest Spread | 2.89% | 3.18% | -0.29% | 37th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.37% | 0.96% | -0.59% | 68th above |
| NPA / Total Assets | 0.29% | 0.75% | -0.46% | 66th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.09% | 0.31% | -0.22% | 30th below |
| ACL / Total Loans | 0.95% | 1.25% | -0.30% | 24th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 258.43% | 699.33% | -440.90% | 64th above |
| Texas Ratio | 4.08% | 7.16% | -3.08% | 55th above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 199.31% | 815.34% | -616.03% | 57th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 9.85% | 17.42% | -7.57% | 1st bottom |
| Tier 1 Ratio | 9.85% | 17.45% | -7.60% | 1st bottom |
| Total Capital Ratio | 10.73% | 18.51% | -7.78% | 0th bottom |
| Leverage Ratio | 9.41% | 11.60% | -2.19% | 21st bottom |
| Equity / Assets | 6.73% | 11.34% | -4.61% | 2nd bottom |
| TCE / Tangible Assets | 6.46% | 10.65% | -4.19% | 2nd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Behind the peer average, ahead of the median peer. | 88.22% | 86.35% | +1.87% | 50th above |
| Core Deposit Ratio | 78.15% | 85.56% | -7.41% | 17th bottom |
| Uninsured Deposit Ratio | 19.06% | 32.72% | -13.66% | 85th top |
| Wholesale Funding Ratio | 2.80% | 5.46% | -2.66% | 60th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.63% | 10.46% | -5.83% | 46th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.40% | 7.99% | -1.59% | 55th above |
| Deposit Growth (Y/Y) | 3.00% | 7.98% | -4.98% | 37th below |
See Banterra Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Banterra Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Banterra Bank profile, how to read a UBPR, or how this data updates.