Branch Network
Belmont Savings Bank, SSB Locations & Branches Belmont, North Carolina
BankRegReports is independent of Belmont Savings Bank, SSB and never asks for online banking logins or passwords.
Belmont Savings Bank, SSB operates 1 branch from its headquarters in Belmont, NC, .
Belmont Savings Bank, SSB branch network
Its one office is in Belmont, NORTH CAROLINA. It had the same number of branches on June 30, 2025.
Belmont Savings Bank, SSB at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.88% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $161.0M
- Tier 1 leverage ratio, Q2 2026
- 12.88%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1915
Full financial profile · Is Belmont Savings Bank, SSB safe? · Belmont Savings Bank, SSB call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Belmont, NC (1 branch) | 3 of 11 | 13.5% | $111.3M |
| State: NC (1 branch) | 57 of 82 | <0.1% | $111.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in North Carolina.
Share by county and metro area
Belmont Savings Bank, SSB's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Gaston, NC (1 branch) | 8 of 16 | 3.2% | $111.3M | $3.50B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Charlotte-Concord-Gastonia, NC-SC (1 branch) | 34 of 47 | <0.1% | $111.3M | $432.53B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Belmont Savings Bank, SSB (main office) | Belmont, NC | 28012 | $111.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 28035) · FFIEC NIC profile (RSSD 919773)