Bluff View Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bluff View Bank of Galesville, WI against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.25% | 1.34% | +0.91% | 91st top |
| ROAE | 16.13% | 13.31% | +2.82% | 72nd above |
| Net Interest Margin | 4.61% | 3.93% | +0.68% | 83rd top |
| Efficiency Ratio | 52.71% | 61.14% | -8.43% | 75th top |
| PPNR / Avg Assets | 2.30% | 1.68% | +0.62% | 84th top |
| Yield on Earning Assets | 6.11% | 5.67% | +0.44% | 73rd above |
| Cost of Funds | 1.70% | 1.88% | -0.18% | 56th above |
| Net Interest Spread | 3.92% | 3.32% | +0.60% | 80th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.79% | 0.94% | -0.15% | 33rd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.53% | 0.70% | -0.17% | 37th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.16% | -0.16% | 46th below |
| ACL / Total Loans | 1.03% | 1.28% | -0.25% | 30th below |
| ACL / NPLs (Coverage) | 130.14% | 1538.90% | -1408.76% | 36th below |
| Texas Ratio | 3.48% | 7.33% | -3.85% | 50th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 20.04% | 19.50% | +0.54% | 77th top |
| Tier 1 Ratio | 20.04% | 19.54% | +0.50% | 77th top |
| Total Capital Ratio | 20.95% | 20.62% | +0.33% | 76th top |
| Leverage Ratio | 14.94% | 12.14% | +2.80% | 86th top |
| Equity / Assets | 14.61% | 11.37% | +3.24% | 87th top |
| TCE / Tangible Assets | 14.61% | 11.09% | +3.52% | 88th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 86.36% | 80.64% | +5.72% | 37th below |
| Core Deposit Ratio | 91.66% | 86.86% | +4.80% | 65th above |
| Wholesale Funding Ratio | 7.49% | 5.03% | +2.46% | 23rd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.02% | 6.85% | -7.87% | 14th bottom |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.48% | 7.90% | -0.42% | 63rd above |
| Deposit Growth (Y/Y) | -6.74% | 6.29% | -13.03% | 4th bottom |
See Bluff View Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bluff View Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bluff View Bank profile, how to read a UBPR, or how this data updates.