Boonville Federal Savings Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Risk-weighted assets rose 3.2% from Q1 2026 to Q2 2026, ending at $40.7M against $39.5M. It was the largest change among the key lines on this page. Within Indiana, Boonville Federal Savings Bank is 12th of 50 on CET1 ratio, 15.49% as of Q2 2026, above the middle of the field. The median for banks in the < $100M asset tier is 19.57% on CET1 ratio. Boonville Federal Savings Bank sits 4.08 points lower, at 15.49% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 15.49% |
| Tier 1 risk-based capital ratio | 15.49% |
| Total risk-based capital ratio | 16.74% |
| Tier 1 leverage ratio | 8.85% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $6.3M |
| Tier 1 capital | $6.3M |
| Total risk-based capital | $6.8M |
| Total equity capital | $6.3M |
| Risk-weighted assets | $40.7M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.82% |
| Tangible equity to tangible assets | 8.82% |
| Equity capital to average assets | 8.85% |
| Internal capital growth rate | 6.25% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $6.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 15.30% | 15.30% | 16.21% | 8.47% | $36.5M |
| Q4 2023 | 15.65% | 15.65% | 16.72% | 8.23% | $36.2M |
| Q1 2024 | 14.99% | 14.99% | 15.90% | 8.14% | $38.1M |
| Q2 2024 | 14.95% | 14.95% | 15.91% | 7.97% | $38.5M |
| Q3 2024 | 15.05% | 15.05% | 16.14% | 8.17% | $38.5M |
| Q4 2024 | 15.49% | 15.49% | 16.47% | 8.39% | $37.8M |
| Q1 2025 | 15.46% | 15.46% | 16.45% | 8.52% | $38.2M |
| Q2 2025 | 15.56% | 15.56% | 16.68% | 8.58% | $38.5M |
| Q3 2025 | 15.20% | 15.20% | 16.35% | 8.62% | $39.8M |
| Q4 2025 | 15.49% | 15.49% | 16.74% | 8.86% | $39.6M |
| Q1 2026 | 15.74% | 15.74% | 16.98% | 8.75% | $39.5M |
| Q2 2026 | 15.49% | 15.49% | 16.74% | 8.85% | $40.7M |
Boonville Federal Savings Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Boonville Federal Savings Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Boonville Federal Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30128) · FFIEC NIC profile (RSSD 991078)