Boonville Federal Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Core deposits to total deposits climbed 2.26 percentage points in Q2 2026, from 70.96% to 73.22%. It was the largest change from Q1 2026 among the key lines here. Within Indiana, Boonville Federal Savings Bank is 12th of 87 on loan-to-deposit ratio, 98.37% as of Q2 2026, above the middle of the field. Boonville Federal Savings Bank reported 98.37% on loan-to-deposit ratio for Q2 2026, 30.75 points above the 67.62% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $7.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $16.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $11.8M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 16.44% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 98.37% |
| Net loans and leases to deposits | 97.36% |
| Loans and leases to core deposits | 113.06% |
| Core deposits to total deposits | 73.22% |
| Brokered deposits to total deposits | 13.79% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 102.64% | 86.58% | $0 | $18.3M |
| Q4 2023 | 106.16% | 85.10% | $0 | $19.2M |
| Q1 2024 | 99.40% | 85.73% | $0 | $19.1M |
| Q2 2024 | 95.92% | 86.49% | $0 | $16.1M |
| Q3 2024 | 96.61% | 85.18% | $0 | $14.5M |
| Q4 2024 | 97.16% | 86.06% | $0 | $13.9M |
| Q1 2025 | 94.49% | 86.42% | $0 | $12.1M |
| Q2 2025 | 93.81% | 87.07% | $0 | $12.6M |
| Q3 2025 | 97.10% | 74.93% | $0 | $11.0M |
| Q4 2025 | 97.72% | 74.06% | $0 | $11.4M |
| Q1 2026 | 96.75% | 70.96% | $0 | $11.6M |
| Q2 2026 | 98.37% | 73.22% | $0 | $11.8M |
Boonville Federal Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Boonville Federal Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Boonville Federal Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30128) · FFIEC NIC profile (RSSD 991078)