Boonville Federal Savings Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 32.26 percentage points lower than in Q1 2026, at 121.17%. Boonville Federal Savings Bank ranks 72nd of 87 Indiana banks on return on assets, in the lower half at 0.54% (Q2 2026). Boonville Federal Savings Bank reported 0.54% on return on assets for Q2 2026, 0.44 points below the 0.98% median for banks in the < $100M asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 15.49% |
| Tier 1 risk-based capital ratio | 15.49% |
| Total risk-based capital ratio | 16.74% |
| Tier 1 leverage ratio | 8.85% |
| Equity capital to assets | 8.82% |
| Tangible equity to tangible assets | 8.82% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.85% |
| Non-performing assets ratio | 0.62% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 11.91% |
| Allowance for credit losses to loans | 1.03% |
| Reserve coverage of non-performing loans | 121.17% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.54% |
| Return on equity | 6.20% |
| Net interest margin | 3.48% |
| Efficiency ratio | 77.78% |
| Yield on earning assets | 6.23% |
| Cost of funds | 3.91% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 98.37% |
| Core deposits to total deposits | 73.22% |
| Brokered deposits to total deposits | 13.79% |
| Deposits to assets | 74.23% |
| Securities to assets | 13.30% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 15.30% | 15.30% | 16.21% | 8.47% | 0.19% |
| Q4 2023 | 15.65% | 15.65% | 16.72% | 8.23% | 0.40% |
| Q1 2024 | 14.99% | 14.99% | 15.90% | 8.14% | 0.35% |
| Q2 2024 | 14.95% | 14.95% | 15.91% | 7.97% | 0.22% |
| Q3 2024 | 15.05% | 15.05% | 16.14% | 8.17% | 0.22% |
| Q4 2024 | 15.49% | 15.49% | 16.47% | 8.39% | 0.35% |
| Q1 2025 | 15.46% | 15.46% | 16.45% | 8.52% | 0.30% |
| Q2 2025 | 15.56% | 15.56% | 16.68% | 8.58% | 0.44% |
| Q3 2025 | 15.20% | 15.20% | 16.35% | 8.62% | 0.36% |
| Q4 2025 | 15.49% | 15.49% | 16.74% | 8.86% | 0.51% |
| Q1 2026 | 15.74% | 15.74% | 16.98% | 8.75% | 0.39% |
| Q2 2026 | 15.49% | 15.49% | 16.74% | 8.85% | 0.54% |
Boonville Federal Savings Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Boonville Federal Savings Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Boonville Federal Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30128) · FFIEC NIC profile (RSSD 991078)