Boonville Federal Savings Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The biggest quarter-over-quarter change on this page was a small one: Net interest margin edged up 0.08 percentage points between Q1 2026 and Q2 2026, to 3.48%. Within Indiana, Boonville Federal Savings Bank is 57th of 87 on net interest margin, 3.48% as of Q2 2026, below the middle of the field. Boonville Federal Savings Bank reported 3.48% on net interest margin for Q2 2026, 0.41 points below the 3.89% median for banks in the < $100M asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.23% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 3.91% |
| Cost of interest-bearing deposits | 2.92% |
| Cost of interest-bearing liabilities | 3.16% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.48% |
| Yield to cost spread | 3.07% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $918K |
| Total interest expense | $471K |
| Interest expense on deposits | $350K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 5.14% | 4.05% | 2.90% |
| Q4 2023 | 5.39% | 4.16% | 3.08% |
| Q1 2024 | 5.54% | 4.34% | 2.91% |
| Q2 2024 | 5.73% | 4.74% | 2.73% |
| Q3 2024 | 5.93% | 4.47% | 2.99% |
| Q4 2024 | 5.94% | 4.33% | 3.05% |
| Q1 2025 | 5.88% | 4.21% | 2.98% |
| Q2 2025 | 6.19% | 4.12% | 3.35% |
| Q3 2025 | 6.23% | 4.16% | 3.34% |
| Q4 2025 | 6.28% | 3.96% | 3.47% |
| Q1 2026 | 6.12% | 3.86% | 3.40% |
| Q2 2026 | 6.23% | 3.91% | 3.48% |
Boonville Federal Savings Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Boonville Federal Savings Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Boonville Federal Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30128) · FFIEC NIC profile (RSSD 991078)