Boonville Federal Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Boonville Federal Savings Bank of Boonville, IN against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.54% | 3.13% | -2.59% | 28th below |
| ROAE | 6.20% | 10.31% | -4.11% | 36th below |
| Net Interest Margin | 3.48% | 3.94% | -0.46% | 30th below |
| Efficiency Ratio | 77.78% | 76.31% | +1.47% | 36th below |
| PPNR / Avg Assets | 0.77% | 1.40% | -0.63% | 30th below |
| Yield on Earning Assets | 6.23% | 5.35% | +0.88% | 82nd top |
| Cost of Funds | 3.91% | 1.69% | +2.22% | 2nd bottom |
| Net Interest Spread | 3.07% | 3.32% | -0.25% | 37th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.85% | 1.34% | -0.49% | 34th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.62% | 0.71% | -0.09% | 28th below |
| NCO / Avg Loans | 0.00% | 0.10% | -0.10% | 53rd above |
| ACL / Total Loans | 1.03% | 1.49% | -0.46% | 31st below |
| ACL / NPLs (Coverage) | 121.17% | 867.35% | -746.18% | 43rd below |
| Texas Ratio | 11.91% | 8.26% | +3.65% | 17th bottom |
| Provision / NCO | 1500.00% | 284.12% | +1215.88% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 15.49% | 62.36% | -46.87% | 24th bottom |
| Tier 1 Ratio | 15.49% | 62.37% | -46.88% | 24th bottom |
| Total Capital Ratio | 16.74% | 63.34% | -46.60% | 25th below |
| Leverage Ratio | 8.85% | 17.66% | -8.81% | 9th bottom |
| Equity / Assets | 8.82% | 16.46% | -7.64% | 15th bottom |
| TCE / Tangible Assets | 8.82% | 16.21% | -7.39% | 16th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 98.37% | 72.78% | +25.59% | 11th bottom |
| Core Deposit Ratio | 73.22% | 88.31% | -15.09% | 6th bottom |
| Wholesale Funding Ratio | 16.44% | 5.12% | +11.32% | 6th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.66% | 4.26% | -2.60% | 44th below |
| Loan Growth (Y/Y) | 8.30% | 6.75% | +1.55% | 74th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 3.28% | 3.72% | -0.44% | 57th above |
See Boonville Federal Savings Bank's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Boonville Federal Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Boonville Federal Savings Bank profile, how to read a UBPR, or how this data updates.