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Boonville Federal Savings Bank: Call Report & UBPR Financial Data

Boonville, IN Under $100M in assets Est. January 1, 1917 FDIC #30128 RSSD #991078 Routing #281371626 FDIC

Data as of · sourced from FFIEC call reports. How we update

Assets
$71.5M
Deposits
$53.1M
Loans
$52.2M
Equity
$6.3M

Operating from Boonville, IN, Boonville Federal Savings Bank serves its local market as an FDIC-insured commercial bank. On its most recent Q2 2026 call report, Boonville Federal Savings reported $72M in total assets against $53M in deposits. Returns are subdued: 0.54% ROA and 6.20% ROE. Regulatory capital is solid, 15.49% CET1 and 16.74% total risk-based capital ratio. Asset quality is solid, 0.85% nonperforming loans and a 11.91% Texas Ratio. The bank operates from a single office.

As of June 30, 2026, Boonville Federal Savings Bank reported a CET1 capital ratio of 15.49%, a return on assets of 0.54%, a nonperforming-loan ratio of 0.85%, a Texas ratio of 11.91%, per financial data filed with the FFIEC.

Headquarters Profile

Address
123 N 3rd St, Boonville, IN 47601
County
Warrick
Metro Area
Evansville, IN
Charter
State-chartered stock savings bank, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Chicago (Region 9)
Federal Reserve member
—
Federal Reserve district
District 8, St. Louis
Fiduciary (trust) powers
Limited trust powers granted
Call Report form
FFIEC 051
Established
January 1, 1917
Former names
Boonville FSB (1986-2012)
Offices
1 domestic
Employees (FTE)
14
Domestic deposits
$53.1M
Allowance for credit losses
$538K
Net charge-offs (YTD)
$2K
Average total assets
$71.3M
Average total loans
$51.4M
Average interest-bearing deposits
$43.9M
Tax status
C corporation
Ownership
Mutual
Community bank
Yes
FDIC-insured since
August 9, 1989
FDIC Cert
30128
Fed RSSD
991078

Balance Sheet

Total liabilities$65.2M
Cash & balances due$7.0M
Securities, available-for-sale$0
Securities, held-to-maturity$9.5M
Goodwill & intangibles$0

Income Statement

Net income Q2$97K
Net interest income YTD$1.2M
Total interest income YTD$2.1M
Total interest expense YTD$931K
Provision for credit losses YTD$30K

Operating & Funding

Total noninterest income YTD$52K
Total noninterest expense YTD$992K

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

What the bank charged to earnings that quarter to build its allowance for expected losses.

Net income

The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.

Unrealized HTM losses at 11% of equity BRR analysis What does this mean? →

Held-to-maturity securities carry unrealized losses worth 10–25% of book equity. Carried at amortized cost, they do not reduce reported capital, but they shrink the bank's true mark-to-market cushion if the securities ever have to be sold. BankRegReports analysis, HTM marks aren't a reported regulatory metric.

Boonville Federal Savings Bank rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
Q2 2026 15.49% 0.54% 0.85% 11.91% 3.48%
Q1 2026 15.74% 0.39% 0.67% 8.45% 3.40%
Q4 2025 15.49% 0.51% 1.47% 19.83% 3.47%
Q3 2025 15.20% 0.36% 1.46% 18.13% 3.34%
Q2 2025 15.56% 0.44% 0.94% 9.44% 3.35%
Q1 2025 15.46% 0.30% 0.30% 9.57% 2.98%
Q4 2024 15.49% 0.35% 0.00% 3.98% 3.05%
Q3 2024 15.05% 0.22% 0.00% 7.14% 2.99%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 1 branches →

1–1 of 1
Branch Location ZIP Deposits
Boonville Federal Savings Bank (main office) Boonville , IN 47601 $53.1M

Regulatory record

What the public regulatory sources show for Boonville Federal Savings Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
Not on file: no matched FDIC, Federal Reserve or OCC action
Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
<0.1% of deposits in IN, rank 114 of 131 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
Not on file: no HMDA filing matched
Period: not on file. Source: FFIEC HMDA loan application register.
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Boonville Federal Savings Bank: regulatory capital profile · BankRegReports

Frequently asked about Boonville Federal Savings Bank

What are Boonville Federal Savings Bank's total assets?

As of the Q2 2026 filing, Boonville Federal Savings Bank reported total assets of $71.5 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Boonville Federal Savings Bank headquartered?

Boonville Federal Savings Bank is headquartered in Boonville, IN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Boonville Federal Savings Bank founded?

Boonville Federal Savings Bank was established in 1917, per the FDIC institution directory.

Is Boonville Federal Savings Bank FDIC-insured?

Yes. Boonville Federal Savings Bank is an FDIC-insured commercial bank (FDIC Certificate #30128). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Boonville Federal Savings Bank?

Boonville Federal Savings Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Boonville Federal Savings Bank's CET1 capital ratio?

Boonville Federal Savings Bank reported a Common Equity Tier 1 (CET1) capital ratio of 15.49% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does Boonville Federal Savings Bank operate?

Boonville Federal Savings Bank operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Boonville Federal Savings Bank's Texas Ratio?

Boonville Federal Savings Bank's Texas Ratio is 11.91% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

What was Boonville Federal Savings Bank previously called?

The charter now named Boonville Federal Savings Bank has also operated as Boonville FSB (1986-2012), per FDIC structure-change records.

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