Branch Presence
Banks with Branches in Troy, MI
Bank of America, N.A. is the biggest bank in Troy, MI, with $14.22B in deposits at its Troy branches, 38.1% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. Fifth Third Bank, N.A. has the most branches here, with 6.
13 banks operate 28 branches in Troy, MI, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $37.38B held in Troy, MI, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Troy | Local deposits | Deposit share |
|---|---|---|---|
| Fifth Third Bank, N.A. | 6 | $1.71B | 4.6% (#5) |
| Bank of America, N.A. | 3 | $14.22B | 38.1% (#1) |
| Flagstar Bank, N.A. | 3 | $9.57B | 25.6% (#2) |
| JPMorgan Chase Bank, N.A. | 3 | $1.20B | 3.2% (#6) |
| Citizens Bank, N.A. | 3 | $311.2M | 0.8% (#8) |
| PNC Bank, N.A. | 2 | $7.10B | 19.0% (#3) |
| The Huntington National Bank | 2 | $2.37B | 6.3% (#4) |
| Independent Bank | 1 | $382.2M | 1.0% (#7) |
| Waterford Bank, N.A. | 1 | $225.5M | 0.6% (#9) |
| Mercantile Bank | 1 | $193.8M | 0.5% (#10) |
| Superior National Bank | 1 | $40.0M | 0.1% (#11) |
| Horizon Bank | 1 | $34.3M | <0.1% (#12) |
| The Farmers & Merchants State Bank | 1 | $15.2M | <0.1% (#13) |
County deposit market: Oakland, MI
The $74.48B held across 29 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Oakland, MI market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Bank of America, N.A. | 27.3% | $20.36B | 22 |
| 2 | Flagstar Bank, N.A. | 15.4% | $11.47B | 25 |
| 3 | JPMorgan Chase Bank, N.A. | 15.1% | $11.28B | 39 |
| 4 | PNC Bank, N.A. | 12.9% | $9.61B | 19 |
| 5 | Fifth Third Bank, N.A. | 9.4% | $7.03B | 44 |
| 6 | The Huntington National Bank | 9.2% | $6.87B | 31 |
| 7 | Citizens Bank, N.A. | 2.6% | $1.95B | 19 |
| 8 | CIBC Bank USA | 1.9% | $1.44B | 1 |
| 9 | Oxford Bank | 1.0% | $713.4M | 6 |
| 10 | First Merchants Bank | 0.9% | $658.4M | 9 |
Metro area deposit market: Detroit-Warren-Dearborn, MI
The $178.42B held across 37 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Detroit-Warren-Dearborn, MI market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, N.A. | 30.1% | $53.67B | 103 |
| 2 | Fifth Third Bank, N.A. | 19.6% | $34.98B | 137 |
| 3 | Bank of America, N.A. | 15.0% | $26.70B | 59 |
| 4 | The Huntington National Bank | 9.3% | $16.61B | 100 |
| 5 | PNC Bank, N.A. | 8.0% | $14.30B | 58 |
| 6 | Flagstar Bank, N.A. | 7.9% | $14.01B | 56 |
| 7 | Citizens Bank, N.A. | 3.6% | $6.37B | 60 |
| 8 | CIBC Bank USA | 0.8% | $1.44B | 1 |
| 9 | Bank of Ann Arbor | 0.7% | $1.23B | 12 |
| 10 | First State Bank | 0.7% | $1.21B | 11 |
Banks in Troy: common questions
What is the biggest bank in Troy, MI?
Bank of America, N.A. is the biggest bank in Troy, MI, with $14.22B in deposits at its Troy branches, 38.1% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. Fifth Third Bank, N.A. has the most branches there, with 6.
How many banks are in Troy, MI?
13 FDIC-insured banks operate 28 branches in Troy, MI as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Troy, MI?
Ranked by deposits held in Troy branches as of the June 30, 2026 FDIC Summary of Deposits: 1. Bank of America, N.A. (38.1%); 2. Flagstar Bank, N.A. (25.6%); 3. PNC Bank, N.A. (19.0%); 4. The Huntington National Bank (6.3%); 5. Fifth Third Bank, N.A. (4.6%). The share is each bank's part of all deposits in the city.
Largest banks in Michigan
For the state as a whole, see the largest banks in Michigan, ranked by total assets and by deposits in Michigan branches, or every bank in the Michigan bank directory.
Banks in other Michigan cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.