Branch Presence
Banks with Branches in Grand Rapids, MI
Northpointe Bank is the biggest bank in Grand Rapids, MI, with $5.25B in deposits at its Grand Rapids branches, 26.6% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. Fifth Third Bank, N.A. has the most branches here, with 20.
24 banks operate 87 branches in Grand Rapids, MI, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $19.77B held in Grand Rapids, MI, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Grand Rapids | Local deposits | Deposit share |
|---|---|---|---|
| Fifth Third Bank, N.A. | 20 | $3.83B | 19.4% (#2) |
| The Huntington National Bank | 12 | $3.37B | 17.1% (#3) |
| JPMorgan Chase Bank, N.A. | 10 | $1.30B | 6.6% (#5) |
| Macatawa Bank, N.A. | 6 | $1.22B | 6.2% (#6) |
| Bank of America, N.A. | 4 | $656.5M | 3.3% (#7) |
| Independent Bank | 4 | $381.0M | 1.9% (#8) |
| PNC Bank, N.A. | 4 | $326.7M | 1.7% (#9) |
| Mercantile Bank | 3 | $1.68B | 8.5% (#4) |
| United Bank of Michigan | 3 | $211.7M | 1.1% (#11) |
| Old National Bank | 3 | $195.2M | 1.0% (#12) |
| Flagstar Bank, N.A. | 3 | $179.9M | 0.9% (#14) |
| West Michigan Community Bank | 2 | $182.2M | 0.9% (#13) |
| Union Bank | 2 | $26.8M | 0.1% (#23) |
| Northpointe Bank | 1 | $5.25B | 26.6% (#1) |
| First National Bank of America | 1 | $306.2M | 1.5% (#10) |
| First National Bank of Michigan | 1 | $128.3M | 0.6% (#15) |
| Horizon Bank | 1 | $105.0M | 0.5% (#16) |
| ChoiceOne Bank | 1 | $98.0M | 0.5% (#17) |
| First Financial Bank | 1 | $75.9M | 0.4% (#18) |
| The Northern Trust Company | 1 | $64.3M | 0.3% (#19) |
| First Merchants Bank | 1 | $61.6M | 0.3% (#20) |
| Grand River Bank | 1 | $61.3M | 0.3% (#21) |
| First Community Bank | 1 | $49.1M | 0.2% (#22) |
| Commercial Bank | 1 | $5.2M | <0.1% (#24) |
County deposit market: Kent, MI
The $25.22B held across 24 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Kent, MI market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Northpointe Bank | 20.8% | $5.25B | 1 |
| 2 | Fifth Third Bank, N.A. | 18.0% | $4.55B | 27 |
| 3 | The Huntington National Bank | 16.0% | $4.04B | 17 |
| 4 | JPMorgan Chase Bank, N.A. | 9.7% | $2.46B | 19 |
| 5 | Mercantile Bank | 8.3% | $2.09B | 6 |
| 6 | Macatawa Bank, N.A. | 6.3% | $1.58B | 11 |
| 7 | ChoiceOne Bank | 3.2% | $807.4M | 7 |
| 8 | Independent Bank | 3.2% | $797.6M | 9 |
| 9 | Bank of America, N.A. | 3.0% | $766.1M | 6 |
| 10 | PNC Bank, N.A. | 2.0% | $511.6M | 9 |
Metro area deposit market: Grand Rapids-Kentwood, MI
The $33.10B held across 27 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Grand Rapids-Kentwood, MI market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Fifth Third Bank, N.A. | 17.8% | $5.89B | 37 |
| 2 | The Huntington National Bank | 17.3% | $5.73B | 33 |
| 3 | Northpointe Bank | 15.9% | $5.25B | 1 |
| 4 | JPMorgan Chase Bank, N.A. | 9.0% | $2.98B | 23 |
| 5 | Macatawa Bank, N.A. | 8.8% | $2.91B | 26 |
| 6 | Mercantile Bank | 7.5% | $2.49B | 13 |
| 7 | Independent Bank | 4.0% | $1.32B | 17 |
| 8 | West Michigan Community Bank | 3.2% | $1.07B | 8 |
| 9 | ChoiceOne Bank | 2.8% | $928.4M | 9 |
| 10 | Bank of America, N.A. | 2.3% | $766.1M | 6 |
Banks in Grand Rapids: common questions
What is the biggest bank in Grand Rapids, MI?
Northpointe Bank is the biggest bank in Grand Rapids, MI, with $5.25B in deposits at its Grand Rapids branches, 26.6% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. Fifth Third Bank, N.A. has the most branches there, with 20.
How many banks are in Grand Rapids, MI?
24 FDIC-insured banks operate 87 branches in Grand Rapids, MI as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Grand Rapids, MI?
Ranked by deposits held in Grand Rapids branches as of the June 30, 2026 FDIC Summary of Deposits: 1. Northpointe Bank (26.6%); 2. Fifth Third Bank, N.A. (19.4%); 3. The Huntington National Bank (17.1%); 4. Mercantile Bank (8.5%); 5. JPMorgan Chase Bank, N.A. (6.6%). The share is each bank's part of all deposits in the city.
Largest banks in Michigan
For the state as a whole, see the largest banks in Michigan, ranked by total assets and by deposits in Michigan branches, or every bank in the Michigan bank directory.
Banks in other Michigan cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.