The Brenham National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Brenham National Bank of Brenham, TX against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.60% | 1.35% | +0.25% | 69th above |
| ROAE | 16.70% | 12.05% | +4.65% | 74th above |
| Net Interest Margin | 4.13% | 3.90% | +0.23% | 61st above |
| Efficiency Ratio | 57.27% | 63.15% | -5.88% | 62nd above |
| PPNR / Avg Assets | 1.74% | 1.64% | +0.10% | 59th above |
| Yield on Earning Assets | 4.86% | 5.65% | -0.79% | 18th bottom |
| Cost of Funds | 0.62% | 1.85% | -1.23% | 97th top |
| Net Interest Spread | 3.76% | 3.35% | +0.41% | 73rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.80% | 0.92% | +0.88% | 15th bottom |
| NPA / Total Assets | 0.98% | 0.67% | +0.31% | 21st bottom |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 50th above |
| ACL / Total Loans | 1.17% | 1.28% | -0.11% | 47th below |
| ACL / NPLs (Coverage) | 64.77% | 1645.81% | -1581.04% | 16th bottom |
| Texas Ratio | 9.56% | 7.15% | +2.41% | 23rd bottom |
| Provision / NCO | 4281.82% | 1187.33% | +3094.49% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 17.11% | 20.83% | -3.72% | 64th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 17.11% | 20.86% | -3.75% | 64th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 18.10% | 21.94% | -3.84% | 63rd above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.76% | 12.46% | -0.70% | 62nd above |
| Equity / Assets | 9.67% | 11.67% | -2.00% | 39th below |
| TCE / Tangible Assets | 9.65% | 11.40% | -1.75% | 43rd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 60.83% | 78.65% | -17.82% | 82nd top |
| Core Deposit Ratio | 91.56% | 87.09% | +4.47% | 64th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.61% | 6.47% | +1.14% | 73rd above |
| Loan Growth (Y/Y) | 13.31% | 7.64% | +5.67% | 83rd top |
| Deposit Growth (Y/Y) | 11.07% | 6.02% | +5.05% | 86th top |
See The Brenham National Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Brenham National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Brenham National Bank profile, how to read a UBPR, or how this data updates.