Brickyard Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Total risk-based capital ratio climbed 2.15 percentage points in Q2 2026, from 22.73% to 24.88%. It was the largest change from Q1 2026 among the key lines here. Brickyard Bank ranks 30th of 198 Illinois banks on CET1 ratio, in the upper half at 23.63% (Q2 2026). Against a median of 15.08% for banks in the $100M-1B asset tier, Brickyard Bank reported 23.63% on CET1 ratio in Q2 2026, 8.54 points higher.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 23.63% |
| Tier 1 risk-based capital ratio | 23.63% |
| Total risk-based capital ratio | 24.88% |
| Tier 1 leverage ratio | 15.64% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $25.6M |
| Tier 1 capital | $25.6M |
| Total risk-based capital | $26.9M |
| Total equity capital | $26.0M |
| Risk-weighted assets | $108.2M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 16.35% |
| Tangible equity to tangible assets | 16.35% |
| Equity capital to average assets | 15.78% |
| Internal capital growth rate | 8.10% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.0M |
| Common stock surplus | $33.5M |
| Retained earnings | -$7.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$881K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 17.22% | 17.22% | 18.47% | 11.99% | $110.0M |
| Q4 2023 | 18.22% | 18.22% | 19.47% | 13.50% | $115.9M |
| Q1 2024 | 18.70% | 18.70% | 19.96% | 13.38% | $115.6M |
| Q2 2024 | 18.87% | 18.87% | 20.12% | 13.62% | $116.5M |
| Q3 2024 | 19.64% | 19.64% | 20.89% | 13.56% | $114.7M |
| Q4 2024 | 20.39% | 20.39% | 21.65% | 13.24% | $112.2M |
| Q1 2025 | 20.31% | 20.31% | 21.57% | 13.28% | $115.9M |
| Q2 2025 | 21.59% | 21.59% | 22.84% | 14.32% | $111.3M |
| Q3 2025 | 22.62% | 22.62% | 23.87% | 14.12% | $108.7M |
| Q4 2025 | 21.19% | 21.19% | 22.45% | 14.07% | $113.5M |
| Q1 2026 | 21.47% | 21.47% | 22.73% | 14.53% | $115.8M |
| Q2 2026 | 23.63% | 23.63% | 24.88% | 15.64% | $108.2M |
Brickyard Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Brickyard Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Brickyard Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 22811) · FFIEC NIC profile (RSSD 270531)