Brickyard Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Brickyard Bank of Lincolnwood, IL against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.25% | 1.25% | +0.00% | 48th below |
| ROAE | 8.02% | 12.22% | -4.20% | 25th below |
| Net Interest Margin | 4.51% | 3.95% | +0.56% | 79th top |
| Efficiency Ratio | 60.91% | 63.71% | -2.80% | 50th above |
| PPNR / Avg Assets | 1.76% | — | — | 60th above |
| Yield on Earning Assets | 6.16% | 5.67% | +0.49% | 75th top |
| Cost of Funds | 1.94% | 1.87% | +0.07% | 40th below |
| Net Interest Spread | 3.12% | — | — | 39th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.13% | 0.88% | -0.75% | 72nd above |
| NPA / Total Assets | 0.09% | — | — | 72nd above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.38% | — | — | 70th above |
| ACL / NPLs (Coverage) | 1092.05% | — | — | — |
| Texas Ratio | 0.55% | 5.96% | -5.41% | 75th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 23.63% | 17.18% | +6.45% | 86th top |
| Tier 1 Ratio | 23.63% | 17.21% | +6.42% | 86th top |
| Total Capital Ratio | 24.88% | — | — | 86th top |
| Leverage Ratio | 15.64% | 11.75% | +3.89% | 89th top |
| Equity / Assets | 16.35% | 10.98% | +5.37% | 92nd top |
| TCE / Tangible Assets | 16.35% | — | — | 93rd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 97.41% | 80.44% | +16.97% | 15th bottom |
| Core Deposit Ratio | 77.66% | 86.95% | -9.29% | 12th bottom |
| Wholesale Funding Ratio | 5.66% | — | — | 34th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -3.41% | — | — | 7th bottom |
| Loan Growth (Y/Y) | 2.97% | — | — | 36th below |
| Deposit Growth (Y/Y) | 4.68% | — | — | 55th above |
See Brickyard Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Brickyard Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Brickyard Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Brickyard Bank peer analysis.