Brickyard Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Other borrowed money: 35.7% lower than in Q1 2026, at $9.0M. Among 323 Illinois banks, Brickyard Bank sits 27th from the top on loan-to-deposit ratio, 97.41% as of Q2 2026. The median for banks in the $100M-1B asset tier is 80.55% on loan-to-deposit ratio. Brickyard Bank sits 16.86 points higher, at 97.41% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $17.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $35.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $9.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 5.66% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 97.41% |
| Net loans and leases to deposits | 96.07% |
| Loans and leases to core deposits | 125.44% |
| Core deposits to total deposits | 77.66% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 99.55% | 91.09% | $0 | $14.0M |
| Q4 2023 | 99.68% | 86.90% | $0 | $19.0M |
| Q1 2024 | 107.84% | 83.25% | $0 | $22.0M |
| Q2 2024 | 104.03% | 80.97% | $0 | $26.0M |
| Q3 2024 | 100.17% | 81.68% | $0 | $26.0M |
| Q4 2024 | 87.95% | 85.38% | $0 | $26.0M |
| Q1 2025 | 99.14% | 81.99% | $0 | $26.0M |
| Q2 2025 | 99.03% | 75.77% | $0 | $22.0M |
| Q3 2025 | 78.41% | 82.28% | $0 | $19.0M |
| Q4 2025 | 90.90% | 78.83% | $0 | $14.0M |
| Q1 2026 | 98.81% | 77.87% | $0 | $14.0M |
| Q2 2026 | 97.41% | 77.66% | $0 | $9.0M |
Brickyard Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Brickyard Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Brickyard Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 22811) · FFIEC NIC profile (RSSD 270531)