Brickyard Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Deposits to assets: 1.78 percentage points higher than in Q1 2026, at 77.43%. Brickyard Bank ranks 144th of 323 Illinois banks on return on assets, in the upper half at 1.25% (Q2 2026). At 1.25%, Brickyard Bank's return on assets is close to the 1.26% median for banks in the $100M-1B asset tier (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 23.63% |
| Tier 1 risk-based capital ratio | 23.63% |
| Total risk-based capital ratio | 24.88% |
| Tier 1 leverage ratio | 15.64% |
| Equity capital to assets | 16.35% |
| Tangible equity to tangible assets | 16.35% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.13% |
| Non-performing assets ratio | 0.09% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.55% |
| Allowance for credit losses to loans | 1.38% |
| Reserve coverage of non-performing loans | 1092.05% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.25% |
| Return on equity | 8.02% |
| Net interest margin | 4.51% |
| Efficiency ratio | 60.91% |
| Yield on earning assets | 6.16% |
| Cost of funds | 1.94% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 97.41% |
| Core deposits to total deposits | 77.66% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 77.43% |
| Securities to assets | 11.14% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 17.22% | 17.22% | 18.47% | 11.99% | 1.27% |
| Q4 2023 | 18.22% | 18.22% | 19.47% | 13.50% | 9.32% |
| Q1 2024 | 18.70% | 18.70% | 19.96% | 13.38% | 0.89% |
| Q2 2024 | 18.87% | 18.87% | 20.12% | 13.62% | 0.71% |
| Q3 2024 | 19.64% | 19.64% | 20.89% | 13.56% | 0.90% |
| Q4 2024 | 20.39% | 20.39% | 21.65% | 13.24% | 0.49% |
| Q1 2025 | 20.31% | 20.31% | 21.57% | 13.28% | 1.13% |
| Q2 2025 | 21.59% | 21.59% | 22.84% | 14.32% | 0.75% |
| Q3 2025 | 22.62% | 22.62% | 23.87% | 14.12% | 1.22% |
| Q4 2025 | 21.19% | 21.19% | 22.45% | 14.07% | 1.26% |
| Q1 2026 | 21.47% | 21.47% | 22.73% | 14.53% | 1.41% |
| Q2 2026 | 23.63% | 23.63% | 24.88% | 15.64% | 1.25% |
Brickyard Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Brickyard Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Brickyard Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 22811) · FFIEC NIC profile (RSSD 270531)