Burke and Herbert Bank and Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Burke and Herbert Bank and Trust Company of Alexandria, VA against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.62% | 1.40% | -0.78% | 8th bottom |
| ROAE | 5.54% | 12.28% | -6.74% | 8th bottom |
| Net Interest Margin | 4.20% | 3.81% | +0.39% | 86th top |
| Efficiency Ratio | 72.35% | 54.10% | +18.25% | 9th bottom |
| PPNR / Avg Assets | 0.92% | 2.05% | -1.13% | 7th bottom |
| Yield on Earning Assets | 5.95% | 5.71% | +0.24% | 84th top |
| Cost of Funds | 1.86% | 2.03% | -0.17% | 57th above |
| Net Interest Spread | 3.42% | 3.12% | +0.30% | 83rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.10% | 0.98% | +0.12% | 31st below |
| NPA / Total Assets | 0.83% | 0.72% | +0.11% | 31st below |
| NCO / Avg Loans | 0.06% | 0.33% | -0.27% | 70th above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.18% | 1.39% | -0.21% | 52nd above |
| ACL / NPLs (Coverage) | 106.88% | 236.26% | -129.38% | 35th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 8.01% | 8.88% | -0.87% | 40th below |
| Provision / NCO | 19.60% | 124.14% | -104.54% | 10th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 13.32% | 15.67% | -2.35% | 60th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 13.32% | 15.80% | -2.48% | 59th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 14.31% | 16.92% | -2.61% | 56th above |
| Leverage Ratio | 12.26% | 10.49% | +1.77% | 88th top |
| Equity / Assets | 12.10% | 11.71% | +0.39% | 63rd above |
| TCE / Tangible Assets | 10.50% | 9.72% | +0.78% | 80th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 88.94% | 84.55% | +4.39% | 41st below |
| Core Deposit Ratio | 93.18% | 86.57% | +6.61% | 65th above |
| Uninsured Deposit Ratio | 35.09% | 36.85% | -1.76% | 62nd above |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.82% | 5.84% | -1.02% | 43rd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 36.67% | 11.75% | +24.92% | 93rd top |
| Loan Growth (Y/Y) | 43.10% | 11.12% | +31.98% | 93rd top |
| Deposit Growth (Y/Y) | 40.66% | 11.11% | +29.55% | 95th top |
See Burke and Herbert Bank and Trust Company's peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Burke and Herbert Bank and Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Burke and Herbert Bank and Trust Company profile, how to read a UBPR, or how this data updates.