Campbell County Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Brokered deposits to total deposits: 4.84 percentage points lower than in Q1 2026, at 2.59%. On loan-to-deposit ratio, Campbell County Bank ranks 4th highest among the 56 banks headquartered in South Dakota, at 102.95% (Q2 2026). Campbell County Bank reported 102.95% on loan-to-deposit ratio for Q2 2026, 22.11 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $7.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $30.1M |
| Fed funds sold and reverse repos | $74K |
| Fed funds sold and reverse repos to assets | 0.03% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $9.5M |
| Other borrowed money | $578K |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.24% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 102.95% |
| Net loans and leases to deposits | 101.19% |
| Loans and leases to core deposits | 114.39% |
| Core deposits to total deposits | 87.41% |
| Brokered deposits to total deposits | 2.59% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 107.36% | 95.04% | $21.4M | $957K |
| Q4 2023 | 114.45% | 93.07% | $34.9M | $924K |
| Q1 2024 | 110.82% | 92.30% | $27.4M | $890K |
| Q2 2024 | 111.16% | 84.23% | $24.9M | $856K |
| Q3 2024 | 104.88% | 84.73% | $19.9M | $822K |
| Q4 2024 | 118.77% | 84.93% | $33.4M | $1.8M |
| Q1 2025 | 117.54% | 86.90% | $35.4M | $1.8M |
| Q2 2025 | 112.73% | 87.09% | $24.9M | $1.7M |
| Q3 2025 | 115.21% | 88.46% | $24.9M | $1.7M |
| Q4 2025 | 96.47% | 91.36% | $2.0M | $649K |
| Q1 2026 | 100.50% | 83.50% | $10.5M | $613K |
| Q2 2026 | 102.95% | 87.41% | $9.5M | $578K |
Campbell County Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Campbell County Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Campbell County Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16161) · FFIEC NIC profile (RSSD 293651)