Campbell County Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Campbell County Bank of Herreid, SD against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.21% | 1.34% | +0.87% | 90th top |
| ROAE | 17.25% | 13.31% | +3.94% | 77th top |
| Net Interest Margin | 5.23% | 3.93% | +1.30% | 95th top |
| Efficiency Ratio | 43.83% | 61.14% | -17.31% | 90th top |
| PPNR / Avg Assets | 2.74% | 1.68% | +1.06% | 93rd top |
| Yield on Earning Assets | 7.18% | 5.67% | +1.51% | 96th top |
| Cost of Funds | 2.12% | 1.88% | +0.24% | 30th below |
| Net Interest Spread | 4.64% | 3.32% | +1.32% | 96th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.19% | 0.94% | +0.25% | 24th bottom |
| NPA / Total Assets | 1.00% | 0.70% | +0.30% | 20th bottom |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 77th top |
| ACL / Total Loans | 1.71% | 1.28% | +0.43% | 87th top |
| ACL / NPLs (Coverage) | 143.55% | 1539.03% | -1395.48% | 39th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.97% | 7.33% | -0.36% | 31st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.93% | 12.14% | +0.79% | 74th above |
| Equity / Assets | 13.40% | 11.37% | +2.03% | 81st top |
| TCE / Tangible Assets | 12.97% | 11.09% | +1.88% | 80th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 102.95% | 80.63% | +22.32% | 8th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.41% | 86.86% | +0.55% | 41st below |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.19% | 5.03% | -0.84% | 44th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 17.06% | 6.85% | +10.21% | 93rd top |
| Loan Growth (Y/Y) | 20.96% | 7.90% | +13.06% | 93rd top |
| Deposit Growth (Y/Y) | 32.45% | 6.28% | +26.17% | 98th top |
See Campbell County Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Campbell County Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Campbell County Bank profile, how to read a UBPR, or how this data updates.