Campbell & Fetter Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The biggest quarter-over-quarter change on this page was a small one: Common equity Tier 1 ratio edged down 0.31 percentage points between Q1 2026 and Q2 2026, to 21.67%. Among 50 Indiana banks, Campbell & Fetter Bank sits 4th from the top on CET1 ratio, 21.67% as of Q2 2026. The median for banks in the $100M-1B asset tier is 15.07% on CET1 ratio. Campbell & Fetter Bank sits 6.60 points higher, at 21.67% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 21.67% |
| Tier 1 risk-based capital ratio | 21.67% |
| Total risk-based capital ratio | 22.90% |
| Tier 1 leverage ratio | 10.00% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $35.5M |
| Tier 1 capital | $35.5M |
| Total risk-based capital | $37.5M |
| Total equity capital | $35.9M |
| Risk-weighted assets | $163.9M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.10% |
| Tangible equity to tangible assets | 10.10% |
| Equity capital to average assets | 10.10% |
| Internal capital growth rate | -0.36% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $651K |
| Common stock surplus | $5.8M |
| Retained earnings | $29.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $336K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 24.92% | 24.92% | 26.10% | 9.94% | $139.5M |
| Q4 2023 | 23.86% | 23.86% | 25.00% | 9.90% | $145.4M |
| Q1 2024 | 24.09% | 24.09% | 25.24% | 9.90% | $144.0M |
| Q2 2024 | 23.43% | 23.43% | 24.57% | 10.09% | $147.9M |
| Q3 2024 | 22.94% | 22.94% | 24.08% | 10.07% | $151.2M |
| Q4 2024 | 22.60% | 22.60% | 23.69% | 10.11% | $153.7M |
| Q1 2025 | 22.20% | 22.20% | 23.33% | 10.11% | $157.7M |
| Q2 2025 | 22.37% | 22.37% | 23.55% | 10.19% | $157.7M |
| Q3 2025 | 22.90% | 22.90% | 24.09% | 10.20% | $155.3M |
| Q4 2025 | 21.89% | 21.89% | 23.09% | 10.10% | $162.1M |
| Q1 2026 | 21.98% | 21.98% | 23.20% | 10.15% | $161.7M |
| Q2 2026 | 21.67% | 21.67% | 22.90% | 10.00% | $163.9M |
Campbell & Fetter Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Campbell & Fetter Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Campbell & Fetter Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16757) · FFIEC NIC profile (RSSD 398248)