Campbell & Fetter Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Total interest expense rose 4.1% from Q1 2026 to Q2 2026, ending at $1.1M against $1.0M. It was the largest change among the key lines on this page. Campbell & Fetter Bank ranks 66th of 87 Indiana banks on net interest margin, in the lower half at 3.33% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Campbell & Fetter Bank sits 0.62 points lower, at 3.33% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.58% |
| Yield on loans | 5.24% |
| Yield on securities | 2.63% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.34% |
| Cost of interest-bearing deposits | 1.64% |
| Cost of interest-bearing liabilities | 1.76% |
| Cost of borrowings | 2.66% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.33% |
| Yield to cost spread | 2.82% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $3.1M |
| Total interest expense | $1.1M |
| Interest expense on deposits | $866K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 3.24% | 1.02% | 2.29% | 4.33% | 1.51% |
| Q4 2023 | 3.40% | 1.16% | 2.32% | 4.48% | 1.46% |
| Q1 2024 | 3.51% | 1.27% | 2.31% | 4.58% | 1.48% |
| Q2 2024 | 3.71% | 1.41% | 2.43% | 4.76% | 1.55% |
| Q3 2024 | 3.88% | 1.53% | 2.46% | 4.80% | 1.65% |
| Q4 2024 | 4.00% | 1.46% | 2.65% | 4.85% | 1.90% |
| Q1 2025 | 4.06% | 1.38% | 2.77% | 4.82% | 1.94% |
| Q2 2025 | 4.26% | 1.41% | 2.96% | 5.02% | 1.96% |
| Q3 2025 | 4.33% | 1.45% | 2.98% | 5.03% | 1.94% |
| Q4 2025 | 4.36% | 1.37% | 3.09% | 5.12% | 2.05% |
| Q1 2026 | 4.42% | 1.30% | 3.21% | 5.13% | 2.25% |
| Q2 2026 | 4.58% | 1.34% | 3.33% | 5.24% | 2.63% |
Campbell & Fetter Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Campbell & Fetter Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Campbell & Fetter Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16757) · FFIEC NIC profile (RSSD 398248)