Campbell & Fetter Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 1.53 percentage points higher than in Q1 2026, at 83.47%. Within Indiana, Campbell & Fetter Bank is 44th of 87 on loan-to-deposit ratio, 83.47% as of Q2 2026, below the middle of the field. Campbell & Fetter Bank reported 83.47% on loan-to-deposit ratio for Q2 2026, 2.64 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $37.9M |
| Cash and noninterest-bearing balances to assets | 10.68% |
| Cash and securities | $98.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $28.7M |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.47% |
| Net loans and leases to deposits | 82.78% |
| Loans and leases to core deposits | 85.32% |
| Core deposits to total deposits | 97.84% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 69.51% | 98.01% | $46.0M | $0 |
| Q4 2023 | 73.36% | 98.11% | $50.8M | $0 |
| Q1 2024 | 76.01% | 98.06% | $51.7M | $0 |
| Q2 2024 | 80.95% | 98.74% | $55.9M | $0 |
| Q3 2024 | 84.87% | 98.38% | $56.9M | $0 |
| Q4 2024 | 88.53% | 98.14% | $61.8M | $0 |
| Q1 2025 | 87.13% | 97.97% | $55.2M | $0 |
| Q2 2025 | 91.71% | 97.78% | $58.5M | $0 |
| Q3 2025 | 79.39% | 98.07% | $26.6M | $0 |
| Q4 2025 | 81.59% | 97.84% | $28.9M | $0 |
| Q1 2026 | 81.95% | 97.72% | $26.2M | $0 |
| Q2 2026 | 83.47% | 97.84% | $28.7M | $0 |
Campbell & Fetter Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Campbell & Fetter Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Campbell & Fetter Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16757) · FFIEC NIC profile (RSSD 398248)