Campbell & Fetter Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Campbell & Fetter Bank of Kendallville, IN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.84% | 1.35% | -0.51% | 25th below |
| ROAE | 8.35% | 12.06% | -3.71% | 27th below |
| Net Interest Margin | 3.33% | 3.90% | -0.57% | 21st bottom |
| Efficiency Ratio | 64.69% | 63.15% | +1.54% | 40th below |
| PPNR / Avg Assets | 1.16% | 1.64% | -0.48% | 27th below |
| Yield on Earning Assets | 4.58% | 5.65% | -1.07% | 10th bottom |
| Cost of Funds | 1.34% | 1.85% | -0.51% | 78th top |
| Net Interest Spread | 2.82% | 3.35% | -0.53% | 25th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.92% | -0.92% | 93rd top |
| NPA / Total Assets | 0.00% | 0.67% | -0.67% | 94th top |
| NCO / Avg Loans | -0.01% | 0.15% | -0.16% | 82nd top |
| ACL / Total Loans | 0.83% | 1.28% | -0.45% | 12th bottom |
| Texas Ratio | 0.00% | 7.15% | -7.15% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 21.67% | 20.83% | +0.84% | 81st top |
| Tier 1 Ratio | 21.67% | 20.86% | +0.81% | 81st top |
| Total Capital Ratio | 22.90% | 21.93% | +0.97% | 82nd top |
| Leverage Ratio | 10.00% | 12.46% | -2.46% | 32nd below |
| Equity / Assets | 10.10% | 11.67% | -1.57% | 46th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.10% | 11.40% | -1.30% | 51st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.47% | 78.64% | +4.83% | 44th below |
| Core Deposit Ratio | 97.84% | 87.09% | +10.75% | 95th top |
| Wholesale Funding Ratio | 8.09% | 5.11% | +2.98% | 21st bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.44% | 6.47% | -3.03% | 43rd below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.43% | 7.64% | -2.21% | 51st above |
| Deposit Growth (Y/Y) | 15.84% | 6.02% | +9.82% | 92nd top |
See Campbell & Fetter Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Campbell & Fetter Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Campbell & Fetter Bank profile, how to read a UBPR, or how this data updates.