Campbell & Fetter Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 1.53 percentage points higher than in Q1 2026, at 83.47%. Within Indiana, Campbell & Fetter Bank is 61st of 87 on return on assets, 0.84% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Campbell & Fetter Bank sits 0.41 points lower, at 0.84% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 21.67% |
| Tier 1 risk-based capital ratio | 21.67% |
| Total risk-based capital ratio | 22.90% |
| Tier 1 leverage ratio | 10.00% |
| Equity capital to assets | 10.10% |
| Tangible equity to tangible assets | 10.10% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | -0.01% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 0.83% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.84% |
| Return on equity | 8.35% |
| Net interest margin | 3.33% |
| Efficiency ratio | 64.69% |
| Yield on earning assets | 4.58% |
| Cost of funds | 1.34% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.47% |
| Core deposits to total deposits | 97.84% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 80.45% |
| Securities to assets | 17.12% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 24.92% | 24.92% | 26.10% | 9.94% | 0.21% |
| Q4 2023 | 23.86% | 23.86% | 25.00% | 9.90% | 0.21% |
| Q1 2024 | 24.09% | 24.09% | 25.24% | 9.90% | 0.30% |
| Q2 2024 | 23.43% | 23.43% | 24.57% | 10.09% | 0.26% |
| Q3 2024 | 22.94% | 22.94% | 24.08% | 10.07% | 0.33% |
| Q4 2024 | 22.60% | 22.60% | 23.69% | 10.11% | 0.37% |
| Q1 2025 | 22.20% | 22.20% | 23.33% | 10.11% | 0.61% |
| Q2 2025 | 22.37% | 22.37% | 23.55% | 10.19% | 0.63% |
| Q3 2025 | 22.90% | 22.90% | 24.09% | 10.20% | 0.76% |
| Q4 2025 | 21.89% | 21.89% | 23.09% | 10.10% | 0.50% |
| Q1 2026 | 21.98% | 21.98% | 23.20% | 10.15% | 0.82% |
| Q2 2026 | 21.67% | 21.67% | 22.90% | 10.00% | 0.84% |
Campbell & Fetter Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Campbell & Fetter Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Campbell & Fetter Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16757) · FFIEC NIC profile (RSSD 398248)